What is Roofing Contractors’ General Liability?

A roofers’ general liability policy, also known as liability coverage for roofing contractors, provides financial security against common claims and is the primary coverage business owners turn to when problems occur at work sites or locations.

Why do I need it?

Business Protection – The primary purpose of liability insurance for roofers is to safeguard businesses from legal actions arising from the following:

• Accidents Resulting in Liability
• Contractual Liability
• Products Manufactured by the Policyholder
• Liability Associated with Workers

Company Compliance – Prior to initiating operations, various state licensing departments and project owners mandate a valid certificate of commercial liability insurance for roofing contractors.

Marketing Benefits – Showing proof of your roofing business insurance demonstrates your commitment to accountability for your operations and products, giving your business a competitive advantage over other estimates in securing a bid.

Property Landlords – To secure a lease, most commercial management firms require applicants to furnish evidence of adequate roofers’ business liability coverage for their company.

What does it Cover?

Business liability insurance for roofers offers coverage for legal expenses and damages, up to the specified limits, if you are held liable for bodily injury or property damage to a third party.

It safeguards against unexpected costs associated with common incidents, including:

Bodily Injury – Refers to claims arising from physical harm suffered by a third party.

Property Damage – Pertains to claims concerning damage to the property of a third party.

Products-Completed Operations – Involves claims associated with the products or services provided by your business at locations outside of your premises.

Personal-Advertising Injury – Relates to claims arising from the infringement of a third party’s intellectual property rights or damage to their reputation.

Medical Payments – Refers to claims associated with injuries suffered by a third party either at your premises or as a result of your operations.

What is a Certificate of Insurance?

A certificate of insurance (COI) is a formal document that provides proof of a roofers’ general liability policy’s existence, coverage details, and prescribed limits.

What is an Additional Insured?

Regarding roofers’ business insurance, an additional insured (AI) is a person or organization granted coverage, separate from the policyholder in a standard liability insurance policy for roofing contractors.

How much is it?

Factors such as the type of work, past claims record, coverage area, and existing or ongoing policies all play a role in establishing the cost of roofers’ liability insurance.

Our experts will leverage their expertise to gather affordable contractor insurance quotes from the nation’s top wholesalers, enabling us to secure the best coverage for your business needs while considering your budgetary constraints.

What are my Payment Options?

For purchasing your roofing business liability policy, you have the convenience of multiple payment options at your disposal.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

Why Choose Fairbanks Insurance?

Leveraging our extensive experience, our licensed specialists excel in customizing cost-effective general liability policies that precisely cater to the unique requirements of roofing contractors. Rest assured, if you’re seeking affordable coverage that aligns with your needs, look no further – we’ve got you covered.