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with Alaska's top contractors' insurance programs –

Contractors
Insurance

Alaska

Alaska

Contractors Insurance

Stop overpaying for coverage in The Last Frontier!
A couple of minutes can save you up to 65% or more with Alaska’s top contractors’ insurance programs –

Coverage for Alaska Contractors

As the ultimate source for Alaska Contractors Insurance, we offer an extensive array of specialty products that deliver an affordable solution designed to meet the diverse requirements of builders and tradesmen, regardless of their scale or specialty –

What is Alaska Contractors’ Insurance?

Alaska contractors’ insurance is a protection product against the financial risks that can emerge at any phase of your construction business operations.

Why Do I Need It?

Construction sites are some of the most perilous work environments throughout Alaska’s rugged landscapes. From the coastal plains to the remote interior, the challenges faced by construction workers echo those across the mainland United States. With contractors, subcontractors, and trades specialists navigating the state’s unique terrain and weather conditions, they encounter a myriad of safety risks daily. These construction projects not only drive economic development but also harbor potential dangers, making workplace accidents a constant concern.

The high probability of employee injuries or property damage can lead to catastrophic outcomes for uninsured or underinsured business owners. Our comprehensive commercial liability solutions, designed specifically for Alaska contractors, offer essential protection against the high-risk hazards inherent in their day-to-day operations, ensuring their peace of mind and financial security.

Protect Against the Unpredictable

For contractors interested in pursuing business opportunities in Alaska, we strongly advise visiting the Division of Corporations, Business and Professional Licensing website. This crucial step will not only help you verify applicable laws, regulations, upfront fees, and required documentation, but also ensure that you are well-informed and guided before commencing operations.

Our licensed professionals are on standby to assist Alaska contractors in transferring risk to a highly-rated insurance carrier. What sets us apart is our fiercely competitive premiums, tailored to fit any financial plan, offering a value proposition that suits both their budget and business requirements.

Our Recommended Products

General Liability


Alaska contractors’ general liability insurance is a crucial component of a comprehensive commercial insurance portfolio.

A commercial liability policy for Alaska contractors — also known as Alaska contractors’ business liability insurance — safeguards construction companies against third-party lawsuits stemming from business activities or products.

Alaska contractor liability insurance includes coverage for the following:

  • Business Liability
  • Contractual Liability
  • Defense Costs
  • And Additional Protections

Workers' Comp


Alaska contractors’ workers’ compensation operates as a system mandating employers to cover injured employees’ work-related medical and disability benefits. This insurance provides coverage for accidental injuries and occupational illnesses that occur while an employee is performing work duties within the scope of their employment.

A workers’ compensation policy for Alaska contractors offers accessible benefits to workers who sustain injuries while fulfilling their job duties, including:

  • Disability and Impairment Benefits
  • Death Benefits
  • Medical Benefits
  • Reemployment Benefits

The Alaska Workers’ Compensation Act mandates each employer with one or more employees in Alaska to obtain workers’ compensation insurance, unless the employer has been approved as a self-insurer by the Alaska Workers’ Compensation Board.

We encourage Alaska employers to visit the Department of Labor and Workforce Development, Workers’ Comp Division website for specific Alaska contractor workers’ compensation laws and regulations.

Surety Bonds


Alaska contractors’ surety bonds provide a financial assurance to consumers, assuring that the principal will adhere to the terms and conditions outlined in the work contract.

Alaska contractor bonds, distinct from contractors’ insurance policies, function as a safety net, shielding consumers from potential default or failure to meet contractual obligations.

For major project owners and government entities, the process of requiring construction companies to secure an Alaska contractor surety bond may be mandatory before bidding on a work contract. This process involves the contractor obtaining a surety bond from a surety company, which acts as a financial backstop in case the contractor fails to fulfill their obligations.

Commercial Auto


Alaska contractors’ commercial auto insurance provides coverage for your business vehicles in situations where you or an insured driver are found liable for an at-fault accident.

An Alaska contractors’ commercial auto policy protects your business vehicles and trailers against damages arising from accidents, theft, or vandalism.

Alaska contractors’ business auto insurance offers expanded limits, additional coverage options, and hired and non-owned liability. It typically imposes no restrictions on the number of insured vehicles or drivers on the policy.

Commercial auto insurance for Alaska contractors provides coverage for:

  • Property Damage
  • Bodily Injury
  • Comprehensive Damage
  • Collision Damage
  • Hired & Non-Owned Vehicles
  • And More

Inland Marine


An Alaska contractors’ tool and equipment policy offers financial security for business equipment, tools, products, and materials, whether at a construction site, in transit, or stored off-site.

Alaska contractors’ inland marine insurance provides extensive coverage against various common hazards, such as:

  • Wind Damage
  • Hail Damage
  • Fire Damage
  • Water Damage

Inland marine coverage for Alaska contractors is designed to cater to their unique needs, encompassing specialized protection for “installation” risks, vandalism, lost or stolen items, and damage to leased or rented equipment.

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