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Arizona's leading contractors' insurance programs –




Contractors Insurance

Stop overpaying for coverage in the Grand Canyon State!
A quick phone call can save you up to 65% or more with Arizona’s leading contractors’ insurance programs –

Coverage for Arizona Contractors

With access to leading construction insurance providers nationwide, our Arizona Contractors Insurance programs offer cost-effective coverage solutions to mitigate everyday risks –

What is Arizona Contractors’ Insurance?

Arizona contractors’ insurance safeguards against the financial risks inherent in all stages of business operations, such as property damage, bodily injury, legal fees, and more.

Why Do I Need It?

From Flagstaff to Tucson, the Arizona construction industry presents a myriad of hazards. Whether you’re a neighborhood handyman or a corporate project manager, contractors of all specialties and scales in Arizona face daily risks associated with construction work. In addition to contending with Arizona’s blistering heat, workers encounter OSHA’s Fatal Four Hazards — falls, electric shocks, struck-by objects, and caught-in/between incidents — all of which pose serious threats of workplace injuries or illnesses. An unexpected lawsuit could wreak financial havoc on a small business without adequate coverage.

A robust Arizona contractors’ insurance package is not just a shield against unforeseen liabilities from routine business activities. It’s a comprehensive solution that covers business property, employees, and more, ensuring that contractors are fully protected.

Protect Against the Unpredictable

We strongly advise all contractors intending to operate in Arizona to contact the Arizona Registrar of Contractors for licensing and insurance guidelines.

Don’t let the fear of high rates deter you from protecting your business. Our insurance specialists stand ready to assist Arizona contractors in selecting the appropriate options, with premiums tailored to suit any budget. We’re here to ensure you can safeguard your business from unexpected claims without breaking the bank.

Our Recommended Products

General Liability

Arizona contractors’ general liability insurance lays the foundation for a well-balanced commercial insurance portfolio.

Arizona contractor general liability insurance safeguards your business against third-party bodily injury and property damage claims.

Arizona contractors’ general liability protects your business from various risks:

  • Business Liability
  • Contractual Liability
  • Products-Completed Operations
  • Defense Costs

Workers' Comp

Arizona contractor workers’ comp insurance protects employers from the financial liability of injured employees’ medical expenses.

Arizona contractors’ workers’ compensation insurance is a “no-fault” system where injured employees are entitled to benefits for an occupational injury or illness, no matter who caused the job-related accident.

Failure to comply with Arizona contractors’ workers’ compensation laws can result in harsh penalties and hefty fines.

We urge all Arizona contractors to visit the Arizona Registrar of Contractors website for all workers’ comp regulations.

Surety Bonds

Arizona state licensing authorities require an Arizona contractors’ bond that provides a financial guarantee for the licensing office.

We urge Arizona contractors to visit the Arizona Registrar of Contractor website to verify the bond limits and regulations required to comply with state mandates.

Commercial project owners and government organizations typically require an Arizona contractors’ surety bond to bid or work on a project.

An Arizona contractors’ surety bond protects the contracted parties when contractual obligations are not complete as agreed.

Commercial Auto

Arizona contractors’ commercial auto insurance protects your business vehicles from liability when you or an insured driver are found liable for an at-fault accident.

An Arizona contractors’ commercial auto policy covers your business vehicles and trailers when damaged in an accident, stolen, or vandalized.

An Arizona contractor commercial auto policy provides higher insurance limits, additional insured endorsements, hired and non-owned liability, and typically no limits on the number of vehicles or drivers on the policy.

Inland Marine

Also known as an Arizona contractors’ inland marine policy or Arizona contractors’ tools and equipment insurance, the inland marine policy will reimburse you and your business if your tools or equipment are damaged or stolen at a job site, in transit, or while in storage.

Arizona contractors’ inland marine insurance provides broad coverage for property and equipment at risk of damage or theft.

Arizona contractors’ inland marine insurance provides coverage for “installation” risk.


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