Discount Contractors Insurance

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A quick phone call can save you up to 65% or more with
Arizona's leading contractors' insurance programs –

Contractors
Insurance

Arizona

Arizona

Contractors Insurance

Stop overpaying for coverage in the Grand Canyon State!
A quick phone call can save you up to 65% or more with Arizona’s leading contractors’ insurance programs –

Coverage for Arizona Contractors

With access to the nation's premier construction insurance wholesalers, our Arizona Contractors Insurance programs provide affordable coverage solutions to protect against everyday risks –

Why do I need Contractors Insurance?

Contractors’ insurance protects against the financial risks present at all stages of business operations.

The construction industry is an extremely hazardous profession. From the neighborhood handyman to corporate officers, Arizona contractors of all trades and sizes face the day-to-day risks of construction life. If working in Arizona’s extreme heat isn’t treacherous enough, OSHA’s Fatal Four Hazards — falls, electric shock, struck-by objects, and caught-in/between situations — expose employees to serious workplace injury or occupational illnesses. An unexpected lawsuit can be financially devastating for a small business without proper coverage.

A formidable Arizona contractors’ insurance package will protect against the unforeseen liabilities involved with normal business operations.

Protect Against the Unpredictable

We encourage all contractors planning to do business in Arizona to contact the Arizona Registrar of Contractors for licensing and insurance requirements.

At a low premium fit for any budget, our insurance specialists are standing by to assist Arizona contractors with the necessary options to safeguard your business from unexpected claims.

Our Recommended Products

General Liability


Arizona contractors’ general liability insurance lays the foundation for a well-balanced commercial insurance portfolio.

Arizona contractor general liability insurance safeguards your business against third-party bodily injury and property damage claims.

Arizona contractors’ general liability protects your business from various risks:

  • Business Liability
  • Contractual Liability
  • Products-Completed Operations
  • Defense Costs

Workers' Comp


Arizona contractor workers’ comp insurance protects employers from the financial liability of injured employees’ medical expenses.

Arizona contractors’ workers’ compensation insurance is a “no-fault” system where injured employees are entitled to benefits for an occupational injury or illness, no matter who caused the job-related accident.

Failure to comply with Arizona contractors’ workers’ compensation laws can result in harsh penalties and hefty fines.

We urge all Arizona contractors to visit the Arizona Registrar of Contractors website for all workers’ comp regulations.

Surety Bonds


Arizona state licensing authorities require an Arizona contractors’ bond that provides a financial guarantee for the licensing office.

We urge Arizona contractors to visit the Arizona Registrar of Contractor website to verify the bond limits and regulations required to comply with state mandates.

Commercial project owners and government organizations typically require an Arizona contractors’ surety bond to bid or work on a project.

An Arizona contractors’ surety bond protects the contracted parties when contractual obligations are not complete as agreed.

Commercial Auto


Arizona contractors’ commercial auto insurance protects your business vehicles from liability when you or an insured driver are found liable for an at-fault accident.

An Arizona contractors’ commercial auto policy covers your business vehicles and trailers when damaged in an accident, stolen, or vandalized.

An Arizona contractor commercial auto policy provides higher insurance limits, additional insured endorsements, hired and non-owned liability, and typically no limits on the number of vehicles or drivers on the policy.

Inland Marine


Also known as an Arizona contractors’ inland marine policy or Arizona contractors’ tools and equipment insurance, the inland marine policy will reimburse you and your business if your tools or equipment are damaged or stolen at a job site, in transit, or while in storage.

Arizona contractors’ inland marine insurance provides broad coverage for property and equipment at risk of damage or theft.

Arizona contractors’ inland marine insurance provides coverage for “installation” risk.

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