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A few minutes can save you up to 65% or more with
Arkansas's leading contractors' insurance programs –

Contractors
Insurance

Arkansas

Arkansas

Contractors Insurance

Stop overpaying for coverage in the Natural State!
A few minutes can save you up to 65% or more with Arkansas’s leading contractors’ insurance programs –

Coverage for Arkansas Contractors

With maximum discounts automatically applied for instant savings, our Arkansas Contractors' Insurance programs offer a cost-effective safety net against unexpected business claims –

What is Arkansas Contractors’ Insurance?

Arkansas contractors’ insurance is crucial for shielding against the financial risks inherent at all stages of business operations.

Why Do I Need It?

The construction industry in Arkansas is known for being one of the nation’s most hazardous occupations. From Little Rock to Fort Smith, builders and artisans of all trades and sizes face recurring risks, which can lead to ongoing exposure to third-party bodily injury and property damage. Challenges such as safety hazards, labor shortages, theft, and rising material costs can devastate an inadequately insured contracting business in the event of unforeseen losses.

A robust contractors’ insurance package ensures round-the-clock protection for your business and its assets.

Protect Against the Unpredictable

Contractors planning to operate in Arkansas should consult the Arkansas Contractors Licensing Board to understand state regulations, required documentation, and upfront fees before starting operations.

With low rates tailored to fit any budget, our licensed professionals are ready to assist Arkansas contractors in securing an affordable insurance package tailored precisely to their business needs.

Our Recommended Products

General Liability


Arkansas contractors’ general liability is the foundation of a well-balanced commercial insurance portfolio.

An Arkansas contractor general liability policy protects against third-party bodily injuries and property damage claims resulting from business products, services, or operations.

Arkansas contractors’ general liability insurance provides coverage for:

  • Business Liability
  • Contractual Liability
  • Products-Completed Operations
  • Defense Costs
  • And More

Workers' Comp


Arkansas contractors’ workers’ compensation benefits employees with work-related injuries or occupational illnesses.

Arkansas contractors’ workers’ comp policy provides coverage for:

  • Medical expenses
  • Lost wages
  • Ongoing care

Arkansas contractor workers’ comp violations can result in severe penalties and fines for non-compliance.

Please visit the Arkansas Workers Compensation Commission to review and verify Arkansas contractors’ workers’ compensation laws and regulations.

Surety Bonds


Depending on the city, county, or jurisdiction, an Arkansas contractor bond may be required to obtain a license or bid on a project.

Arkansas contractors’ surety bonds protect consumers against financial harm from businesses that fail to adhere to local, state, and federal regulations.

An Arkansas contractor surety bond guarantees a consumer that the agreed terms outlined in a bid are complete.

Commercial Auto


Arkansas contractors’ commercial auto insurance protects businesses against financial liability caused by damaged vehicles and injured occupants of an accident or vehicles damaged by vandalism or theft.

An Arkansas contractors’ commercial auto policy provides coverage for:

  • Bodily Injury & Property Damage
  • Comprehensive & Collision Damage
  • Uninsured & Underinsured Motorist
  • Hired & Non-Owned Auto
  • Medical Payments
  • And More

An Arkansas contractor commercial auto policy insures business vehicles for physical damage and liability coverages not available with a personal auto policy.

Inland Marine


An Arkansas contractor inland marine policy will reimburse, repair, or replace lost or damaged tools, products, materials, and equipment on a job site, transported, or off-site storage.

Arkansas contractor tool and equipment insurance will provide coverage for such common perils:

  • Wind
  • Hail
  • Fire
  • Water

An Arkansas contractors’ inland marine policy provides coverage for installation risks, damaged rented, or leased equipment.

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