Arkansas Contractors Insurance
With maximum discounts automatically applied for instant savings, our Arkansas Contractors' Insurance programs safeguard against unforeseen business claims –
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
The construction industry is infamous for being one of the country’s most dangerous occupations. With the common risks reoccurring daily, business owners face an endless cycle of liability exposure. Repeat offenders, such as safety hazards, labor shortages, theft, and increased material costs, can leave an inadequately insured contracting business financially devastated in the event of an unexpected loss.
A formidable contractors’ insurance package will protect your business and its property at all hours of the day.
Protect Against the Unpredictable
Contractors intending to do business in Arkansas are encouraged to visit the Arkansas Contractors Licensing Board to review state regulations, required documentation, and upfront fees before commencing operations.
With a low rate fit for any budget, our licensed professionals are standing by to assist Arkansas contractors in obtaining an affordable insurance package tailored specifically to your business needs.
Our Recommended Products
General Liability
General Liability
Arkansas contractors’ general liability is the foundation of a well-balanced commercial insurance portfolio.
An Arkansas contractor general liability policy protects against third-party bodily injuries and property damage claims resulting from business products, services, or operations.
Arkansas contractors’ general liability insurance provides coverage for:
- Business Liability
- Contractual Liability
- Products-Completed Operations
- Defense Costs
- And More
Workers' Comp
Workers' Comp
Arkansas contractors’ workers’ compensation benefits employees with work-related injuries or occupational illnesses.
Arkansas contractors’ workers’ comp policy provides coverage for:
- Medical expenses
- Lost wages
- Ongoing care
Arkansas contractor workers’ comp violations can result in severe penalties and fines for non-compliance.
Please visit the Arkansas Workers Compensation Commission to review and verify Arkansas contractors’ workers’ compensation laws and regulations.
Surety Bonds
Surety Bonds
Depending on the city, county, or jurisdiction, an Arkansas contractor bond may be required to obtain a license or bid on a project.
Arkansas contractors’ surety bonds protect consumers against financial harm from businesses that fail to adhere to local, state, and federal regulations.
An Arkansas contractor surety bond guarantees a consumer that the agreed terms outlined in a bid are complete.
Commercial Auto
Commercial Auto
Arkansas contractors’ commercial auto insurance protects businesses against financial liability caused by damaged vehicles and injured occupants of an accident or vehicles damaged by vandalism or theft.
An Arkansas contractors’ commercial auto policy provides coverage for:
- Bodily Injury & Property Damage
- Comprehensive & Collision Damage
- Uninsured & Underinsured Motorist
- Hired & Non-Owned Auto
- Medical Payments
- And More
An Arkansas contractor commercial auto policy insures business vehicles for physical damage and liability coverages not available with a personal auto policy.
Inland Marine
Inland Marine
An Arkansas contractor inland marine policy will reimburse, repair, or replace lost or damaged tools, products, materials, and equipment on a job site, transported, or off-site storage.
Arkansas contractor tool and equipment insurance will provide coverage for such common perils:
- Wind
- Hail
- Fire
- Water
An Arkansas contractors’ inland marine policy provides coverage for installation risks, damaged rented, or leased equipment.
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