Discount Contractors Insurance

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Get A QuoteStop overpaying for coverage in the Centennial State!
A couple of minutes can save you up to 65% or more with
Colorado's top-rated contractors' insurance programs –

Contractors
Insurance

Colorado

Colorado

Contractors Insurance

Stop overpaying for coverage in the Centennial State!
A couple of minutes can save you up to 65% or more with Colorado’s top-rated contractors’ insurance programs –

Coverage for Colorado Contractors

By leveraging the nation's top construction risk programs, our Colorado Contractors Insurance packages establish a financial safeguard, shielding businesses from unforeseen claims –

What is Colorado Contractors’ Insurance?

Colorado contractors’ insurance offers protection against a wide range of financial risks that may arise during various aspects of business operations.

Why Do I Need It?

From Antonito to Fort Collins and Grand Junction to Cheyanne Wells, Colorado contractors in all corners of the state confront the daunting challenge of maintaining a safe work environment amidst relentless risk exposure. Builders and craftsmen of all trades and sizes face the potential for third-party injury or property damage claims. Hazards such as falls, electrocution, caught between or struck by objects further complicate matters, with falls ranking as a primary cause of work-related injuries on many construction sites. However, the true threat lies in the financial ruin that an unforeseen lawsuit can bring to an uninsured business owner.

Just as stringent workplace safety protocols and employee training are crucial for mitigating risks, securing affordable contractors’ insurance is equally vital. It plays a critical role in providing essential protection against third-party actions, serving as a reliable financial safeguard for your business.

Protect Against the Unpredictable

We urge all contractors, subcontractors, and specialty trades seeking business in Colorado to visit their local jurisdiction and review licensing and insurance requirements before starting operations.

Offering fiercely competitive premiums tailored to all budgets, our Colorado contractors’ insurance solutions provide robust protection against unexpected injury and property damage claims. With an unwavering dedication to lightning-fast service and exceptional customer care, we stand ready to support you at every stage.

Our Recommended Products

General Liability


Colorado contractor general liability insurance is the backbone for a well-balanced contractors’ insurance portfolio.

A Colorado contractors’ general liability policy shields your company from third-party bodily injury and property damage lawsuits.

Colorado contractors’ general liability insurance provides crucial coverage for:

  • Protection from Business Liability
  • Protection from Contractual Liability
  • Protection for Products-Completed Operations
  • Provides Defense Costs

Workers' Comp


A Colorado contractors’ workers’ compensation policy protects employers from incurring substantial medical and legal expenses if sued by an injured employee.

Colorado contractors’ workers’ compensation insurance provides benefits on a no-fault basis for employees with workplace injuries or illnesses.

Colorado employers can face severe fines and penalties for violating Colorado contractor workers’ compensation rules and regulations.

Please visit the Colorado Department of Labor and Employment to verify workers’ compensation mandates.

Surety Bonds


A Colorado contractor license bond provides a financial guarantee for a city or state licensing department.

Many large projects and government agencies will require a Colorado contractors’ surety bond before bidding on a project.

Not to be confused with Colorado contractors’ insurance, a Colorado contractors’ surety bond is like a business line of credit that protects the contracted parties if the bid obligations are not complete.

Commercial Auto


Colorado contractors’ commercial auto insurance protects your business vehicles damaged from an accident, stolen, or vandalized.

Colorado contractor commercial auto insurance covers your company vehicles if your business or an insured driver is liable for an at-fault accident.

Colorado contractors’ commercial auto policies can provide limits up to $1 million, hired and non-owned auto coverage, no limitations on the number of vehicles or drivers, and additional endorsement forms not available on a standard personal auto policy.

Inland Marine


Colorado contractors’ tool and equipment insurance, also known as a Colorado contractor inland marine policy, reimburses you or your business for such common perils:

  • Theft
  • Fire
  • Wind
  • Hail
  • Water damage

Colorado contractors’ inland marine insurance provides property coverage for business tools, products, and equipment at a job site, in transit, or stored at an off-site location.

A Colorado contractors’ inland marine policy provides “installation” risk coverage.

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