A few minutes can save you up to 65% or more with
Indiana’s leading contractors' insurance programs –
Contractors
Insurance
Indiana
Indiana
Contractors Insurance
Stop overpaying for coverage in the Hoosier State!
A few minutes can save you up to 65% or more with Indiana’s leading contractors’ insurance programs –
Coverage for Indiana Contractors
As Indiana's one-stop shop for affordable business coverage, our Contractors' Insurance programs provide the construction sector with peace of mind that fits any budget –
What is Indiana Contractors’ Insurance?
Indiana contractors’ insurance shields construction companies from the financial risks present at every stage of business operations.
Why Do I Need It?
From Memphis to Knoxville and Nashville to Chattanooga, construction sites all across Tennessee are brimming with potential hazards. Catastrophic property damage, bodily injury incidents, and other common issues like safety hazards, labor shortages, rising material costs, and project overruns can lead to unexpected lawsuits that could financially devastate a small business owner without adequate coverage. The best strategy to protect your company’s assets is to be proactive. Our Indiana contractors’ insurance policies provide comprehensive protection around the clock against employee or third-party actions.
Protect Against the Unpredictable
Before starting operations, Indiana contractors should check with local city, county, or state licensing agencies to confirm laws, regulations, upfront fees, and required documentation.
With affordable programs that suit any budget, our specialists are ready to help Indiana contractors navigate the necessary steps to secure a comprehensive insurance package tailored to your needs. Contact us today to review your insurance options and protect your business from the unpredictable.
Our Recommended Products
General Liability
General Liability
Indiana contractors’ general liability insurance is a crucial component of a solid commercial insurance plan.
Indiana contractors’ general liability insurance — also known as an Indiana contractors’ business liability policy — shields companies from third-party claims resulting from business activities.
Indiana contractor general liability insurance provides limits for:
- Business Liability
- Liability Assumed Under a Contract
- Products and Completed Operations
- Defense Expenses
- And Additional Protection
Workers' Comp
Workers' Comp
Indiana contractor workers’ compensation is an employer-funded accident insurance program that benefits employees with injuries that arise from the course and scope of employment.
Indiana contractors’ workers’ comp benefits may include:
- Medical
- Rehabilitation
- Income
- Death
Employers that violate Indiana contractors’ workers’ compensation mandates are subject to harsh penalties and fines.
Please visit the Worker’s Compensation Board of Indiana to peruse Indiana contractors’ workers’ compensation laws and regulations.
Surety Bonds
Surety Bonds
An Indiana contractors’ surety bond protects government agencies and consumers against financial risk sustained by contractors that violate mandated laws and regulations.
Various Indiana contractors may be required to post an Indiana contractor bond to comply with licensing prerequisites.
Indiana contractors’ surety bonds are a financial guarantee against potential default or failure to complete contractual obligations and specifications.
Please visit your city, county, or local jurisdiction to verify Indiana contractors’ surety bond requirements, laws, and regulations.
Commercial Auto
Commercial Auto
Indiana contractors’ commercial auto insurance — also known as an Indiana contractors’ business auto policy, provides liability and physical damage coverage for business-owned, leased, and hired vehicles involved in an accident.
Indiana contractor commercial auto insurance protects business vehicles damaged by vandalism or theft.
An Indiana contractors’ commercial auto policy provides:
- Property Damage Coverage
- Bodily Injury Coverage
- Comprehensive Coverage
- Collision Coverage
- Hired & Non-Owned Vehicle Coverage
- And More
Inland Marine
Inland Marine
Indiana contractor tool and equipment insurance covers business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
An Indiana contractors’ inland marine policy protects against common perils:
- Wind Damage
- Hail Damage
- Fire Damage
- Water Damage
Indiana contractors’ inland marine insurance covers “installation” risks, theft, lost items, vandalism, equipment breakage, and damaged leased or rented equipment.
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