Indiana Contractors Insurance
As a specialty firm focusing exclusively on the construction industry, our Indiana Contractors Insurance programs provide builders & artisans with affordable peace of mind fit for any budget –
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Construction sites throughout Indiana continue to be “hazard” minefields. From catastrophic property damage to bodily injury incidents, it couldn’t be a worse time to contract with inadequate or no insurance coverage. Common risks such as safety hazards, labor shortages, increased material costs, and project overruns can lead to an unexpected lawsuit that can have devastating financial consequences for a small business owner.
When safeguarding your company’s business assets, the best defense is a good offense — our Indiana contractors’ insurance policies provide around-the-clock protection against an employee or third-person action.
Protect Against the Unpredictable
Indiana contractors are encouraged to visit their city, county, or state licensing agencies to confirm laws, regulations, upfront fees, and required documentation before commencing operations.
With low rates that fit any budget, our team of specialists is standing by to assist Indiana contractors with the required steps to obtain a well-balanced insurance package tailored to your needs.
Our Recommended Products
General Liability
General Liability
Indiana contractors’ general liability insurance is a crucial component of a solid commercial insurance plan.
Indiana contractors’ general liability insurance — also known as an Indiana contractors’ business liability policy — shields companies from third-party claims resulting from business activities.
Indiana contractor general liability insurance provides limits for:
- Bodily Injury
- Property Damage
- Personal or Advertising Injury
- Contractual Liability
- Products
- Completed Operations
- Defense Costs
- And More
Workers' Comp
Workers' Comp
Indiana contractor workers’ compensation is an employer-funded accident insurance program that benefits employees with injuries that arise from the course and scope of employment.
Indiana contractors’ workers’ comp benefits may include:
- Medical
- Rehabilitation
- Income
- Death
Employers that violate Indiana contractors’ workers’ compensation mandates are subject to harsh penalties and fines.
Please visit the Worker’s Compensation Board of Indiana to peruse Indiana contractors’ workers’ compensation laws and regulations.
Surety Bonds
Surety Bonds
An Indiana contractors’ surety bond protects government agencies and consumers against financial risk sustained by contractors that violate mandated laws and regulations.
Various Indiana contractors may be required to post an Indiana contractor bond to comply with licensing prerequisites.
Indiana contractors’ surety bonds are a financial guarantee against potential default or failure to complete contractual obligations and specifications.
Please visit your city, county, or local jurisdiction to verify Indiana contractors’ surety bond requirements, laws, and regulations.
Commercial Auto
Commercial Auto
Indiana contractors’ commercial auto insurance — also known as an Indiana contractors’ business auto policy, provides liability and physical damage coverage for business-owned, leased, and hired vehicles involved in an accident.
Indiana contractor commercial auto insurance protects business vehicles damaged by vandalism or theft.
An Indiana contractors’ commercial auto policy provides:
- Property Damage Coverage
- Bodily Injury Coverage
- Comprehensive Coverage
- Collision Coverage
- Hired & Non-Owned Vehicle Coverage
- And More
Inland Marine
Inland Marine
Indiana contractor tool and equipment insurance covers business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
An Indiana contractors’ inland marine policy protects against common perils:
- Wind Damage
- Hail Damage
- Fire Damage
- Water Damage
Indiana contractors’ inland marine insurance covers “installation” risks, theft, lost items, vandalism, equipment breakage, and damaged leased or rented equipment.
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