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Cheap Iowa Contractor Insurance MascotGet A QuoteStop overpaying for coverage in the Hawkeye State!
A few minutes can save you up to 65% or more with
Iowa's top-rated contractors' insurance programs –




Contractors Insurance

Stop overpaying for coverage in the Hawkeye State!
A few minutes can save you up to 65% or more with Iowa’s top-rated contractors’ insurance programs –

Coverage for Iowa Contractors

With unlimited access to the nation's highest-rated construction programs, our Iowa Contractors' Insurance packages provide maximum protection against the risk of financial loss caused by business claims –

Why do I need Contractors Insurance?

Contractors’ insurance protects against the financial risks present at all stages of business operations.

If you’re in the business of contracting, you’re in the business of risk. Construction is among the most dangerous professions in Iowa, with workplace incidents as a leading cause of occupational injury and illness. Hazardous tools and heavy machinery are an ever-present risk for bodily injury or property damage. Furthermore, falls, electric shock, being struck by objects, and equipment mishaps are common hazards that leave employers scrambling to avoid contingent liability. With risk factors of this magnitude, the best defense is a good offense.

A formidable contractors’ insurance package will protect your business from unexpected claims at all hours of the day.

Protect Against the Unpredictable

Construction companies intending to operate in Iowa are encouraged to visit the Iowa Work Force Development to review rules, regulations, required documentation, and upfront fees before beginning operations.

With low rates that fit any budget, our commercial insurance pros are standing by to assist Iowa contractors with a custom-tailored policy to protect against an employee or third-party claims.

Our Recommended Products

General Liability

Iowa contractors’ general liability is a critical risk management tool for protecting contractors against the risks of daily business operations.

Iowa contractor general liability insurance protects the financial interests of business owners facing potential claims due to business products, services, or operations.

Iowa contractors’ general liability insurance protects contractors and project owners against potential liability caused by personal injury or property damage to a third person.

An Iowa contractors’ general liability policy provides coverage for:

  • Bodily Injury Liability
  • Property Damage Liability
  • Products-Completed Operations
  • Damage to Rented Premises
  • Defense Costs
  • And More

Workers' Comp

Iowa contractors’ workers’ compensation benefits employees with work-related injuries or illnesses.

An Iowa contractors’ workers’ comp policy provides coverage for:

  • Medical Expenses
  • Lost Wages
  • Ongoing care

Please visit the Iowa Work Force Development to verify Iowa contractors’ workers’ compensation laws and regulations.

Surety Bonds

Iowa contractors’ surety bond is a protection product for the state and public consumers against contractors who violate state laws and regulations.

Various cities, counties, and jurisdictions require an Iowa contractor license bond to obtain a license.

Many project owners and government organizations require an Iowa contractors’ surety bond to bid on a project.

The Iowa contractor surety bond guarantees a client that the agreed terms outlined in a bid are complete.

Commercial Auto

Iowa contractors’ commercial auto insurance protects business organizations from the financial loss of damaged vehicles and injured occupants of an accident or company vehicles damaged by vandalism or theft.

Iowa contractor commercial auto coverage compensates third parties for their injuries or property damage caused by an insured driver of an at-fault accident.

An Iowa contractors’ commercial auto policy provides coverage for:

  • Bodily Injury
  • Property Damage
  • Comprehensive Damage
  • Collision Damage
  • Uninsured Motorist
  • Underinsured Motorist
  • Hired Auto
  • Non-Owned Auto
  • Medical Payments
  • And More

An Iowa contractor commercial auto policy provides coverages not available with a personal auto policy.

Inland Marine

Iowa contractor inland marine insurance will repair, replace, or reimburse lost or damaged tools, materials, products, and equipment on a job site, transported, or off-site storage.

Iowa contractors’ tools and equipment coverage will protect against such common perils:

  • Wind
  • Hail
  • Fire
  • Water

Iowa contractors’ inland marine insurance will cover “installation” risks and damaged rented or leased equipment.


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