A couple minutes can save you up to 65% or more with
the best contractors' insurance programs in Kansas –
Contractors
Insurance
Kansas
Kansas
Contractors Insurance
Stop overpaying for coverage in the Sunflower State!
A couple minutes can save you up to 65% or more with the best contractors’ insurance programs in Kansas –
Coverage for Kansas Contractors
Our specialized insurance programs provide Kansas Contractors with affordable protection against bodily injury and property damage claims at your premises, on a job site, or caused by your products or services -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
The modern-day construction industry is an inherently dangerous business. Tight budgets and strict deadlines can erode safety and promote risk-taking, leaving Kansas contractors scrambling to maintain busy schedules where a simple workplace incident could spell catastrophe for a small business. Furthermore, tools, specialized machinery, and heavy equipment present an ongoing risk for bodily injuries or property damage.
A formidable contractors’ insurance portfolio will help safeguard your business by mitigating the financial fallout of a third-party injury or property damage lawsuit.
Protect Against the Unpredictable
All contractors wishing to become licensed in Kansas are encouraged to visit the local city, county, or jurisdiction for specific requirements, supply the necessary documentation, and pay any local fees before commencing operations.
With low premiums suitable for any budget, our licensed experts are on standby to assist Kansas contractors with the necessary steps to obtain an affordable, well-balanced commercial insurance package.
Our Recommended Products
General Liability
General Liability
Kansas contractor general liability is the foundation of a solid commercial insurance package.
A Kansas contractors’ general liability policy — also known as Kansas contractors’ business liability insurance — protects businesses from claims resulting from everyday operations.
Kansas contractors’ general liability insurance provides coverage for:
- Bodily Injury
- Property Damage
- Personal or Advertising Injury
- Contractual Liability
- Products-Completed Operations
- Defense Costs
- And More
Workers' Comp
Workers' Comp
Kansas contractors’ workman’s compensation is a no-fault insurance program that provides medical benefits and potential wage loss compensation to employees suffering from work-related injuries or illnesses.
Kansas contractors’ workman’s comp provides employee benefits:
- Job-Related Injuries
- Disability
- Death
Employers failing to comply with Kansas contractors’ workers’ compensation mandates can face penalties and fines.
We encourage all employers to visit the Kansas Department of Labor to verify Kansas contractors’ workers’ comp regulations.
Surety Bonds
Surety Bonds
Various cities, counties, and other local municipalities require a Kansas contractor surety bond to bid or perform work on a construction project.
A Kansas contractor license bond protects clients from financial harm incurred by businesses that fail to adhere to local, state, and federal laws and regulations.
Kansas contractors’ surety bonds provide a financial guarantee to one party if the other party fails to meet obligations in the contract.
Commercial Auto
Commercial Auto
Kansas contractors’ commercial auto insurance protects business owners from financial loss if an insured driver is found liable for an at-fault accident.
A Kansas contractors’ commercial auto policy covers business vehicles damaged from accidents, vandalism, or theft.
Kansas contractor commercial auto insurance provides coverage for:
- Bodily Injury
- Property Damage
- Comprehensive Damage
- Collision Damage
- Uninsured Motorist
- Underinsured Motorist
- Hired & Non-Owned Auto
- Medical Payments
Inland Marine
Inland Marine
Kansas contractors’ inland marine insurance provides coverage for business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
Kansas contractors’ tool and equipment insurance provides business coverage for such common perils:
- Wind Damage
- Hail Damage
- Fire Damage
- Water Damage
A Kansas contractors’ tools and equipment policy covers theft, lost items, vandalism, equipment breakage, and damaged leased or rented equipment.
Kansas contractor inland marine insurance provides “installation” risk coverage.
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