Just a few minutes can save you up to 65% or more with
Louisiana's leading contractors' insurance programs –
Contractors
Insurance
Louisiana
Louisiana
Contractors Insurance
Stop overpaying for coverage in the Pelican State!
Just a few minutes can save you up to 65% or more with Louisiana’s leading contractors’ insurance programs –
Coverage for Louisiana Contractors
With unmatched access to the leading construction programs nationwide, our Louisiana Contractors' Insurance packages protect against the typical risks encountered in daily operations –
What is Louisiana Contractors’ Insurance?
Louisiana contractors’ insurance serves as a safeguard against financial risks inherent in all aspects of business operations.
Why Do I Need It?
In the construction industry, risks often recur like a video stuck on “repeat,” presenting daily challenges that leave business owners vulnerable to ongoing liability. Safety hazards, theft, labor shortages, and escalating material costs are among the common offenders, creating a perpetual cycle of exposure. Even a minor incident can have catastrophic consequences for small contracting businesses without adequate insurance coverage.
A robust Louisiana contractors’ insurance package provides comprehensive protection for your business and its assets, offering coverage 24/7.
Protect Against the Unpredictable
Before commencing operations, all contractors intending to work in Louisiana should consult the Louisiana State Licensing Board for Contractors to review specific regulations, required documentation, and associated fees.
Our licensed specialists stand ready to assist Louisiana contractors in securing affordable insurance coverage tailored to their needs, offering protection against potential lawsuits or third-party claims at rates that accommodate any budget.
Our Recommended Products
General Liability
General Liability
Louisiana contractors’ general liability is vital to a well-structured commercial insurance portfolio.
A Louisiana contractor general liability policy protects against third-party lawsuits from bodily injury or property damage.
Louisiana contractor general liability insurance provides coverage for:
- Business Liability
- Liability Assumed Under a Contract
- Products Liability
- Completed Operations
- Defense Expenses
- And More Protection
Workers' Comp
Workers' Comp
Louisiana contractors’ workers’ compensation benefits employees with work-related injuries or illnesses.
A Louisiana contractors’ workers’ comp policy provides coverage for:
- Medical expenses
- Lost wages
- Ongoing care
Louisiana contractor workers’ comp violations can result in severe consequences, including harsh penalties and heavy fines for non-compliance.
Surety Bonds
Surety Bonds
Depending on the city, county, or jurisdiction, a Louisiana contractor bond may be required to obtain a license.
A Louisiana contractors’ bond is a surety protection product to safeguard clients against financial loss from businesses that fail to adhere to local, state, and federal regulations.
A Louisiana contractors’ surety bond is the financial guarantee of the debts of one party by another party that contractual obligations will be complete as agreed in a bid.
Commercial Auto
Commercial Auto
Louisiana contractor commercial auto insurance insures your business vehicles and trailers for physical damage and liability coverages not available with a personal auto policy.
Louisiana contractors’ commercial auto insurance protects businesses against financial liability caused by damaged vehicles and injured occupants of an accident.
Louisiana contractors’ commercial auto insurance covers company vehicles damaged by vandalism or theft.
A Louisiana contractors’ commercial auto policy provides coverage for:
- Bodily Injury & Property Damage
- Comprehensive & Collision Damage
- Uninsured & Underinsured Motorist
- Hired & Non-Owned Auto
- Medical Payments
- And More
Inland Marine
Inland Marine
A Louisiana contractor inland marine policy provides reimbursement coverage to repair or replace lost or damaged tools, products, materials, and equipment at a job site, transported, or off-site storage.
Louisiana contractor tool and equipment insurance will provide coverage for such common perils:
- Wind
- Hail
- Fire
- Water
Louisiana contractors’ inland marine insurance can provide installation, builders risk, and damaged leased or rented equipment coverage.
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