Louisiana Contractors Insurance
With unparalleled access to the nation's top construction specialty programs, our Louisiana Contractors' Insurance packages protect against the common risks associated with day-to-day operations -
Why do I need Contractors Insurance?
Contractors’ insurance protects against the financial risks present at all stages of business operations.
Construction risks are like a video player stuck in “repeat” mode. The most common are daily reoccurrences, leaving business owners caught in a never-ending cycle of liability exposure. With safety hazards, theft, labor shortages, and increased material cost as repeat offenders, one small incident can spell disaster for a small contracting business operating without proper insurance coverage.
A formidable contractors’ insurance package will protect your business and its property at all hours of the day.
Protect Against the Unpredictable
All contractors planning to operate in Louisiana are encouraged to visit the Louisiana State Licensing Board for Contractors to review specific mandates, required documentation, and fees before commencing operations.
With low rates that fit any budget, our licensed specialists are on standby to assist Louisiana contractors in obtaining affordable insurance coverage that protects against a formal lawsuit or third-party claim.
Our Recommended Products
General Liability
General Liability
Louisiana contractors’ general liability is vital to a well-structured commercial insurance portfolio.
A Louisiana contractor general liability policy protects against third-party lawsuits from bodily injury or property damage.
Louisiana contractor general liability insurance provides coverage for:
- Business Liability
- Contractual Liability
- Products-Completed Operations
- Defense Costs
- And More
Workers' Comp
Workers' Comp
Louisiana contractors’ workers’ compensation benefits employees with work-related injuries or illnesses.
A Louisiana contractors’ workers’ comp policy provides coverage for:
- Medical expenses
- Lost wages
- Ongoing care
Louisiana contractor workers’ comp violations can result in severe consequences, including harsh penalties and heavy fines for non-compliance.
Surety Bonds
Surety Bonds
Depending on the city, county, or jurisdiction, a Louisiana contractor bond may be required to obtain a license.
A Louisiana contractors’ bond is a surety protection product to safeguard clients against financial loss from businesses that fail to adhere to local, state, and federal regulations.
A Louisiana contractors’ surety bond is the financial guarantee of the debts of one party by another party that contractual obligations will be complete as agreed in a bid.
Commercial Auto
Commercial Auto
Louisiana contractor commercial auto insurance insures your business vehicles and trailers for physical damage and liability coverages not available with a personal auto policy.
Louisiana contractors’ commercial auto insurance protects businesses against financial liability caused by damaged vehicles and injured occupants of an accident.
Louisiana contractors’ commercial auto insurance covers company vehicles damaged by vandalism or theft.
A Louisiana contractors’ commercial auto policy provides coverage for:
- Bodily Injury & Property Damage
- Comprehensive & Collision Damage
- Uninsured & Underinsured Motorist
- Hired & Non-Owned Auto
- Medical Payments
- And More
Inland Marine
Inland Marine
A Louisiana contractor inland marine policy provides reimbursement coverage to repair or replace lost or damaged tools, products, materials, and equipment at a job site, transported, or off-site storage.
Louisiana contractor tool and equipment insurance will provide coverage for such common perils:
- Wind
- Hail
- Fire
- Water
Louisiana contractors’ inland marine insurance can provide installation, builders risk, and damaged leased or rented equipment coverage.
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