A couple minutes can save you up to 65% or more with
Maine’s highest-rated contractors' insurance programs –
Contractors
Insurance
Maine
Maine
Contractors Insurance
Stop overpaying for coverage in the Pine Tree State!
A couple minutes can save you up to 65% or more with Maine’s highest-rated contractors’ insurance programs –
Coverage for Maine Contractors
Leveraging a nationwide network of specialty insurers, our Maine Contractors' Insurance packages shield construction companies from business claims at a low rate that fits any budget –
What is Maine Contractors’ Insurance?
Maine contractors’ insurance is not just a safety net, it’s a crucial shield against the financial risks encountered at every stage of business operations.
Why Do I Need It?
No matter how you look at it, a construction site remains one of the most dangerous workplaces in Maine. A typical workday can involve a wide variety of hazards, including equipment mishaps, dust particles, toxic chemicals, elevated heights, and extreme heat, among many others. Unfortunately, some exposures are discovered through unanticipated events resulting in workplace injury or property damage, leaving small business owners jumping through hoops to avoid the impending financial fallout of third-party legal action.
A formidable commercial insurance package will protect against the risks involved with normal day-to-day business operations.
Protect Against the Unpredictable
We encourage Maine contractors to visit their local city, county, or state authority to confirm all licensing and insurance prerequisites before commencing operations.
With excellent service you can count on, our insurance experts are standing by to assist Maine contractors. We understand the financial constraints of running a business, which is why we offer affordable insurance options that suit your business budget and needs, providing you with the relief of knowing you’re covered without breaking the bank.
Our Recommended Products
General Liability
General Liability
Maine contractors’ general liability is a foundational component of a formidable commercial insurance package.
A Maine contractor general liability policy protects against third-party injury and property damage claims due to business products, services, or operations.
Maine contractor liability insurance provides important coverage for the following:
- Business Liability
- Liability Assumed Under a Contract
- Products & Completed Operations
- Defense Costs
- Plus Additional Protection
Workers' Comp
Workers' Comp
Maine contractors’ workers’ comp insurance provides benefits for occupational injuries or diseases suffered by an employee, regardless of fault.
Maine contractors’ workers’ compensation provides benefits for:
- Medical Services
- Lost Wages
Employers that violate Maine contractor workers’ compensation regulations may be subject to fines and penalties.
Please visit Maine Workers’ Compensation Board to confirm employer laws and insurance requirements.
Surety Bonds
Surety Bonds
A Maine contractors’ surety bond is a consumer protection product that guarantees all obligations are complete per the contractual terms of the bid and subcontractors or vendors paid upon completion.
Maine contractor bonds are like a business line of credit that guarantees the principal (contractor) will adhere to the rules and regulations of their trade.
Depending on the city, county, or jurisdiction, a Maine contractor surety bond may be required to obtain a license or bid on a project.
Commercial Auto
Commercial Auto
Maine contractors’ commercial auto insurance protects business owners against financial liability caused by damaged vehicles and injured occupants of an accident or vehicles damaged by vandalism or theft.
A Maine contractors’ business auto policy financially safeguards company vehicles if a covered driver is liable for an at-fault accident.
Maine contractor commercial auto insurance provides essential coverage for:
- Bodily Injury and Property Damage
- Comprehensive and Collision Damage
- Uninsured and Underinsured Motorists
- Hired and Non-Owned Vehicles
- Medical Payments
- And More
Inland Marine
Inland Marine
A Maine contractor tool and equipment policy — Maine contractors’ inland marine insurance financially covers hand tools, equipment, and material at a job site, transported, or offsite storage.
A Maine contractor inland marine policy provides “installation” and “builders risk” coverage.
Maine contractors’ tool and equipment insurance provides coverage for a broad range of perils, including:
- Theft
- Fire
- Wind
- Hail
- Water Damage
GET A FREE QUOTE NOW
