A few minutes can save you up to 65% or more with
Maryland’s leading contractors' insurance programs –
Contractors
Insurance
Maryland
Maryland
Contractors Insurance
Stop overpaying for coverage in the Old Line State!
A few minutes can save you up to 65% or more with Maryland’s leading contractors’ insurance programs –
Coverage for Maryland Contractors
With the uncertainty of day-to-day construction hazards, our Maryland Contractors' Insurance programs provide affordable risk coverage for business claims — all without breaking the bank –
What is Maryland Contractors’ Insurance?
Maryland contractors’ insurance protects against the financial risks present at all stages of business operations.
Why Do I Need It?
Maryland’s construction industry is high-risk but rewarding. Every project, regardless of type or size, faces some level of risk. Like a horror video stuck on repeat mode, safety hazards, labor shortages, rising material costs, and theft are constant threats. An unexpected incident can push a small company to the brink of insolvency.
Our comprehensive commercial insurance package is your business’s constant shield, providing round-the-clock protection against the common risks of normal business operations.
Protect Against the Unpredictable
It’s a crucial step for contractors of all trades to ensure they meet the necessary requirements. We strongly advise visiting your city, county, or state licensing authority to verify license and insurance prerequisites before starting operations.
With our dedicated client support, our team of insurance specialists is always ready to assist Maryland contractors in transferring risks to a highly-rated commercial insurance carrier, ensuring you receive the service and guidance you need.
Our Recommended Products
General Liability
General Liability
Maryland contractors’ general liability is a crucial component of a strong commercial insurance package.
A Maryland contractors’ general liability policy — also known as Maryland contractors’ liability insurance — shields companies from third-party claims due to daily business operations.
Maryland contractor liability insurance provides important coverage for the following:
- Business Liability
- Liability Assumed Under a Contract
- Products & Completed Operations
- Defense Expenses
- Plus Much More
Workers' Comp
Workers' Comp
Maryland contractors’ workers’ comp benefits employees who suffer harm caused by an “accidental personal injury arising out of and in the course of employment.”
A Maryland contractors’ workers’ comp policy provides:
- Disability Benefits
- Medical/Hospitalization Benefits
- Wage Reimbursement Benefits
- Vocational Rehabilitation Benefits
- Death Benefits
Employers failing to carry Maryland contractors’ workers’ comp insurance may be subject to fines and penalties.
Please visit the Maryland Workers’ Compensation Commission to verify specific employer rules, regulations, and insurance prerequisites.
Surety Bonds
Surety Bonds
Maryland contractor bonds are consumer risk protection products that a bondholder will comply with the terms outlined in an awarded bid.
Various job owners require a Maryland contractors’ surety bond to bid on a residential or commercial construction project.
Certain contractors may be required to post a Maryland Home Improvement Contractor Bond as a state prerequisite.
Please visit the Maryland Home Improvement Commission (MHIC) to verify Maryland contractors’ surety bond requirements, rules, and regulations.
Commercial Auto
Commercial Auto
Maryland contractors’ commercial auto insurance protects against financial liability for damages involving business vehicles and occupants injured in an accident.
A Maryland contractors’ commercial auto policy protects business vehicles damaged from accidents, theft, or vandalism.
Maryland contractors’ commercial auto insurance covers:
- Bodily Injury
- Property Damage
- Comprehensive Damage
- Collision Damage
- Uninsured Motorist
- Underinsured Motorist
- Hired & Non-Owned Vehicles
- Medical Payments
- And More
Inland Marine
Inland Marine
A Maryland contractor inland marine policy provides essential property coverage for tools, products, materials, and equipment at a job site, transported, or stored at an off-site location.
Maryland contractors’ tools and equipment insurance covers “installation” risks, theft, lost items, vandalism, equipment breakage, and damaged leased or rented equipment.
Maryland contractors’ tool and equipment insurance provides coverage for such common perils:
- Wind Damage
- Hail Damage
- Fire Damage
- Water Damage
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