Just a few minutes can save you up to 65% or more with
Mississippi's premier contractors' insurance programs –
Contractors
Insurance
Mississippi
Mississippi
Contractors Insurance
Stop overpaying for coverage in the Magnolia State!
Just a few minutes can save you up to 65% or more with Mississippi’s premier contractors’ insurance programs –
Coverage for Mississippi Contractors
As the nation's leading source of construction insurance products, our Mississippi Contractors Insurance programs provide an affordable protection system against business claims –
What is Mississippi Contractors’ Insurance?
Contractors’ insurance in Mississippi helps alleviate financial risks throughout all phases of business operations.
Why Do I Need It?
Construction risks are like a daredevil video stuck in a perpetual loop of uncertainty. Common offenders, such as safety hazards, delays, theft, and increased material costs, can propel a modern-day construction project into an endless cycle of liability exposure. With construction sites ranked among the most perilous workplaces in the country, an uninsured business owner stands on the precipice of financial ruin, with just one minor incident threatening total insolvency.
Yet, in the face of these challenges, a robust contractors’ insurance package emerges as a crucial tool, providing a solid defense against these common issues. It safeguards your business from risks such as third-party injuries, property damage, libel, and slander, underscoring its significance for Mississippi contractors.
Protect Against the Unpredictable
As responsible contractors, it’s crucial to be well-informed. We encourage Mississippi contractors to visit the Mississippi Board of State Contractors to review laws, regulations, required fees, and documentation before commencing operations.
With low rates that will fit any budget, our construction insurance pros stand ready to assist Mississippi contractors with a custom-built insurance package written specifically for your trade.
Our Recommended Products
General Liability
General Liability
Mississippi contractors’ general liability is essential to a well-structured commercial insurance portfolio.
Mississippi contractor general liability insurance shields businesses from financial loss due to products, services, or operations claims.
A Mississippi contractors’ business liability policy provides builders, artisans, and project owners a defense mechanism to protect against potential liability caused by personal and bodily injury or property damage to a third party.
Mississippi contractors’ general liability insurance provides coverage for:
- Bodily Injury
- Property Damage
- Products Liability
- Completed Operations
- Damage to Rented Premises
- Defense Costs
- Plus More Coverage
Workers' Comp
Workers' Comp
Mississippi contractors’ workers’ comp is a no-fault insurance plan mandated by State law, supervised by the Mississippi Workers’ Compensation Commission, and paid for by employers.
Mississippi contractor workers’ compensation benefits employees with job-related injuries or occupational illnesses and work-related deaths arising out of the course and scope of employment.
Mississippi contractors’ workers’ comp insurance covers:
- Medical Payments
- Lost Earnings
- Ongoing care
Employers that fail to comply with Mississippi contractors’ workers’ comp mandates are subject to severe penalties and hefty fines.
Please visit the Mississippi Workers’ Compensation Commission to verify Mississippi contractors’ workers’ comp rules and regulations.
Surety Bonds
Surety Bonds
Mississippi contractors’ surety bonds protect government agencies and public consumers against contractors that violate state laws and regulations.
Various jurisdictions and classifications require a Mississippi contractors’ bond to local licenses and permits or to legally undertake specific projects before commencing contracting operations.
A Mississippi contractors’ surety bond guarantees a client that the agreed terms outlined in a bid are complete.
Commercial Auto
Commercial Auto
Mississippi contractor commercial auto insurance, also known as a Mississippi contractors’ business auto policy, provides liability and physical damage coverage for owned, leased, and hired company vehicles.
Mississippi contractor commercial auto insurance provides coverage to compensate bills and expenses if a company-owned vehicle is involved in an accident.
Mississippi contractors’ commercial auto insurance shields businesses from damages sustained by vehicles damaged by vandalism or theft.
A Mississippi contractors’ commercial auto policy compensates for third-party injury or property damage caused by a covered driver of an at-fault accident.
Mississippi contractors’ commercial auto insurance covers:
- Business Liability
- Comprehensive and Collision Damage
- Uninsured and Underinsured Motorists
- Hired and Non-Owned Vehicles
- Med Pay
- And More
Inland Marine
Inland Marine
Mississippi contractor inland marine insurance provides a broad scope of coverage that repairs, replaces, or reimburses lost or damaged hand tools, materials, and owned, rented, or leased equipment on a construction site, in transit from location to location, or in off-site storage.
Mississippi contractors’ tools and equipment insurance protects against:
- Wind Damage
- Hail Damage
- Fire Damage
- Water Damage
Mississippi contractors’ inland marine provides specialized coverage for “installation” and “builders” risks.
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