Mississippi contractors’ workers’ comp is a no-fault insurance plan mandated by State law, supervised by the Mississippi Workers’ Compensation Commission, and paid for by employers.

Mississippi contractor workers’ compensation benefits employees with job-related injuries or occupational illnesses and work-related deaths arising out of the course and scope of employment.

Mississippi contractors’ workers’ comp insurance covers:

• Medical Payments
• Lost Earnings
• Ongoing care

Employers that fail to comply with Mississippi contractors’ workers’ comp mandates are subject to severe penalties and hefty fines.

Please visit the Mississippi Workers’ Compensation Commission to verify Mississippi contractors’ workers’ comp rules and regulations.

Mississippi contractors’ surety bonds protect government agencies and public consumers against contractors that violate state laws and regulations.

Various jurisdictions and classifications require a Mississippi contractors’ bond to local licenses and permits or to legally undertake specific projects before commencing contracting operations.

A Mississippi contractors’ surety bond guarantees a client that the agreed terms outlined in a bid are complete.

Mississippi contractor commercial auto insurance, also known as a Mississippi contractors’ business auto policy, provides liability and physical damage coverage for owned, leased, and hired company vehicles.

Mississippi contractor commercial auto insurance provides coverage to compensate bills and expenses if a company-owned vehicle is involved in an accident.

Mississippi contractors’ commercial auto insurance shields businesses from damages sustained by vehicles damaged by vandalism or theft.

A Mississippi contractors’ commercial auto policy compensates for third-party injury or property damage caused by a covered driver of an at-fault accident.

Mississippi contractors’ commercial auto insurance covers:

• Business Liability
• Comprehensive and Collision Damage
• Uninsured and Underinsured Motorists
• Hired and Non-Owned Vehicles
• Med Pay
• And More

Mississippi contractor inland marine insurance provides a broad scope of coverage that repairs, replaces, or reimburses lost or damaged hand tools, materials, and owned, rented, or leased equipment on a construction site, in transit from location to location, or in off-site storage.

Mississippi contractors’ tools and equipment insurance protects against:

• Wind Damage
• Hail Damage
• Fire Damage
• Water Damage

Mississippi contractors’ inland marine provides specialized coverage for “installation” and “builders” risks.