Discount Contractors Insurance

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Get A QuoteStop overpaying for coverage in the Treasure State today!
A couple of minutes can save you up to 65% or more with
Montana's highest-rated contractors' insurance programs –




Contractors Insurance

Stop overpaying for coverage in the Treasure State today!
A couple of minutes can save you up to 65% or more with Montana’s highest-rated contractors’ insurance programs –

Coverage for Montana Contractors

With unmatched access to a vast network of specialty insurers, our Montana Contractors' Insurance packages offer affordable protection against lawsuits and third-party claims, providing a sense of security and peace of mind –

What is Montana Contractors’ Insurance?

Montana contractors’ insurance protects against a wide range of financial risks present at all stages of business operations.

Why Do I Need It?

Whether or not you are required to be a licensed contractor in the state of Montana, your business is exposed to some level of risk the moment you open your doors. From Missoula to Billings, a typical workday can involve unavoidable risks such as safety hazards, theft, labor shortages, and material costs, among many others. The risk of operating without insurance coverage is completely avoidable and unnecessary, as the consequences can send an unprotected contractor to the brink of insolvency overnight.

Why put your business at risk when you can easily and affordably transfer your risks to a highly-rated commercial insurance company? A contractors’ insurance policy will assume the policyholder’s defined risk for premiums and fees, ensuring you can protect your company without straining your budget. It’s a simple and cost-effective solution to safeguard your business.

Protect Against the Unpredictable

We strongly advise Montana contractors to proactively visit their local city, county, or state authority to confirm all licensing and insurance prerequisites before commencing business operations. This essential measure ensures you are fully aware and ready to fulfill all legal obligations.

With lightning-fast service you can always count on, our insurance professionals are on standby to assist Montana contractors with affordable coverage options that best suit your business budget and needs.

Our Recommended Products

General Liability

Montana contractors’ general liability is an integral component of a formidable commercial insurance portfolio.

Montana contractors’ general liability insurance — also known as a Montana contractor business liability policy — protects against third-party claims due to business products, services, or operations.

A Montana contractors’ liability insurance policy provides crucial coverage for the following:

  • Business Liability
  • Contractual Liability
  • Products-Completed Operations
  • Defense Costs
  • And Much More

Workers' Comp

A Montana contractors’ workers’ comp policy provides, without regard to fault, benefits to workers suffering from a work-related injury or occupational disease.

Montana contractors’ workers’ compensation provides benefits for:

  • Medical Costs
  • Lost Wages

Please visit the Montana Department of Labor & Industry to confirm employer laws and insurance requirements.

Surety Bonds

Montana contractors’ surety bonds are consumer protection products that guarantee all contractual obligations are complete per the terms of the bid and subcontractors or vendors are paid upon completion.

Montana contractor bonds are like a business line of credit that guarantees the principal (contractor) will adhere to the rules and regulations of their trade.

Depending on the city, county, or jurisdiction, a Montana contractor surety bond may be required to obtain a license or bid on a project.

Commercial Auto

A Montana contractors’ commercial auto policy protects against liability caused by damaged vehicles and injured occupants of an accident or vehicles damaged by vandalism or theft.

Montana contractors’ business auto insurance covers company vehicles if an insured driver is liable for an at-fault accident.

Montana contractor business auto insurance provides critical coverage for:

  • Bodily Injury and Property Damage
  • Comprehensive and Collision Damage
  • Uninsured and Underinsured Motorists
  • Hired and Non-Owned Vehicles
  • Medical Payments
  • And More

Inland Marine

Montana contractor tool and equipment insuranceMontana contractors’ inland marine policy covers hand tools, equipment, and material at a job site, transported, or offsite storage.

A Montana contractor inland marine policy provides “installation” and “builders risk” coverage.

Montana contractors’ tools and equipment insurance covers a broad range of perils, including:

  • Theft
  • Fire
  • Wind
  • Hail
  • Water Damage


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