A Montana contractors’ workers’ comp policy provides, without regard to fault, benefits to workers suffering from a work-related injury or occupational disease.

Montana contractors’ workers’ compensation provides benefits for:

• Medical Costs
• Lost Wages

Please visit the Montana Department of Labor & Industry to confirm employer laws and insurance requirements.

Montana contractors’ surety bonds are consumer protection products that guarantee all contractual obligations are complete per the terms of the bid and subcontractors or vendors are paid upon completion.

Montana contractor bonds are like a business line of credit that guarantees the principal (contractor) will adhere to the rules and regulations of their trade.

Depending on the city, county, or jurisdiction, a Montana contractor surety bond may be required to obtain a license or bid on a project.

A Montana contractors’ commercial auto policy protects against liability caused by damaged vehicles and injured occupants of an accident or vehicles damaged by vandalism or theft.

Montana contractors’ business auto insurance covers company vehicles if an insured driver is liable for an at-fault accident.

Montana contractor business auto insurance provides critical coverage for:

• Bodily Injury and Property Damage
• Comprehensive and Collision Damage
• Uninsured and Underinsured Motorists
• Hired and Non-Owned Vehicles
• Medical Payments
• And More

Montana contractor tool and equipment insurance — Montana contractors’ inland marine policy covers hand tools, equipment, and material at a job site, transported, or offsite storage.

A Montana contractor inland marine policy provides “installation” and “builders risk” coverage.

Montana contractors’ tools and equipment insurance covers a broad range of perils, including:

• Theft
• Fire
• Wind
• Hail
• Water Damage