Contractors’ insurance protects against the financial risks present at all stages of business operations.
Nebraska construction sites are hazard magnets. Common risks such as safety issues, equipment mishaps, increased material costs, and theft can result in an unexpected incident that can have profound consequences for a small contracting business operating with inadequate or no insurance coverage. Why jeopardize your business when you can transfer your risks to a highly-rated commercial insurance carrier?
When safeguarding your company’s financial assets, the best defense is a good offense. A Nebraska contractors’ insurance policy will provide around-the-clock protection against property damage and employee or third-party claims.
Before commencing operations, all contractors are encouraged to visit the Nebraska Department of Labor to verify laws, regulations, upfront fees, and registration prerequisites.
With service you can rely on, our team of experts is standing by to assist Nebraska contractors with the required steps to obtain a well-balanced insurance plan written exclusively to your business needs.
Nebraska contractors’ general liability is an integral component of a formidable commercial insurance portfolio.
Nebraska contractors’ general liability insurance protects business owners from third-party lawsuits and business claims.
A Nebraska contractor general liability policy provides limits for the following:
Nebraska contractor workers’ compensation insurance benefits employees injured by work-related accidents or occupational diseases.
Nebraska contractors’ workers’ comp includes:
Employers that violate Nebraska contractors’ workers’ compensation mandates are subject to penalties and fines.
Please visit the Nebraska Workers’ Compensation Court to review contractors’ workers’ compensation rules and regulations.
Nebraska contractor bonds are a financial guarantee against potential default or failure to complete contractual obligations and specifications.
Nebraska contractors’ surety bonds protect government agencies and consumers against financial risk sustained by contractors that violate laws and regulations.
Various contractors may be required to post a Nebraska contractor surety bond as a condition given by a local municipality, county, state, or federal government.
Nebraska contractors’ business auto insurance — also known as a Nebraska contractors’ commercial auto policy, provides liability and physical damage protection for business-owned, leased, and hired vehicles involved in an accident.
Nebraska contractor commercial auto insurance covers company vehicles damaged by vandalism or theft.
A Nebraska contractors’ commercial auto policy provides:
Nebraska contractor tool and equipment insurance covers business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
A Nebraska contractors’ inland marine policy protects against such common perils:
Nebraska contractors’ inland marine insurance covers “installation” risks, theft, lost items, vandalism, equipment breakage, and damaged leased or rented equipment.