Contractors’ insurance protects against the financial risks present at all stages of business operations.
The construction industry is notorious for being one of the most hazardous occupations in the United States, and Nevada contractors are no exception. From demolition specialists to project managers, builders and artisans of all trades and sizes face similar day-to-day risks that can financially devastate an inadequately insured business against workplace injury or third-party lawsuits. Slip and fall, burn, shock, or equipment hazards can leave unsuspecting workers with serious injuries regardless of a regimental safety program following strict protocols.
A robust commercial insurance package will protect Nevada construction businesses in the event of an unforeseen incident.
Contractors intending to operate in Nevada should visit the Nevada State Contractors Board to review and stay current with state prerequisites for becoming licensed or bidding on a project.
At a low rate fit for any budget, our insurance professionals are on standby to provide Nevada contractors with affordable coverage options that protect against an employee or third-party action.
Contractors’ general liability is the foundation of a commercial insurance package for builders and tradesmen operating throughout the state of Nevada.
Nevada contractors’ general liability defends against third-party injury and property damage claims.
Nevada contractors’ general liability insurance places a financial hedge around your company that safeguards you with the following coverages:
Nevada contractors’ workers’ comp insurance protects employees if they are injured or become ill from a work-related incident.
A Nevada contractors’ workers comp policy will help pay for medical expenses, lost wages, and funeral expenses.
The Nevada State Contractors Board will define the minimum required coverage limits for employers that will provide critical coverage in the event of an accident.
Per the Nevada State Contractors Board, each contractor’s license issued in the State of Nevada requires a contractor license bond. The Nevada State Contractors Board will determine the bond amount at the time of license approval. Bonds can vary in amount from $1,000 to $500,000.
The Nevada contractor license bond acts as a financial guarantee to your state’s licensing department that you will complete the job according to the terms of your bid.
A Nevada contractors’ surety bond protects consumers damaged from defective construction, license law violations, and employees with wages due to them.
Nevada contractors’ commercial auto insurance protects your business vehicles and trailers from liability if you or an insured driver are liable for an at-fault accident.
A Nevada contractors’ commercial auto policy covers your vehicles and trailers if damaged or stolen.
Also known as Nevada contractors’ tool and equipment insurance, this policy will reimburse you and your business if your insured assets are damaged or stolen at the job site, in transit, or while in storage.
Nevada contractors’ inland marine provides all perils coverage for tools, equipment, and mobile machinery.
Nevada contractors’ inland marine (contractors’ tool and equipment insurance) safeguards against fire, theft, and other covered perils at the job site.