A few short minutes can save you up to 65% or more with
New Hampshire’s best contractors' insurance programs –
Contractors
Insurance
New Hampshire
New Hampshire
Contractors Insurance
Stop overpaying for coverage in the Granite State!
A few short minutes can save you up to 65% or more with New Hampshire’s best contractors’ insurance programs –
Coverage for New Hampshire Contractors
As New Hampshire's leading source of construction-related insurance products, our specialty markets provide contractors with comprehensive protection without breaking the bank –
What is New Hampshire Contractors’ Insurance?
New Hampshire contractors’ insurance safeguards your financial interests at every phase of business operations, ensuring you are covered against potential risks.
Why Do I Need It?
The New Hampshire construction industry is a highly profitable but hazardous business. The risks surrounding modern-day construction sites are no laughing matter, as workplace injuries continue to rise annually. However, as risk and reward go hand-in-hand, New Hampshire contractors are willing to play a dangerous game to reap the benefits of a safe and prosperous project’s overall outcome. With hidden hazards lurking in every corner, only time stands between a simple mishap and severe injury or property damage. The financial fallout from an unexpected lawsuit can wipe out an unprotected small business overnight, pushing it to the brink of insolvency.
A cost-effective, top-rated contractors’ insurance package can mitigate these risks by creating a financial safety net around your business assets, shielding them from third-party claims.
Protect Against the Unpredictable
New Hampshire contractors are strongly advised to visit the New Hampshire Office of Professional Licensure and Certification to confirm all pre-license and insurance prerequisites. With our dependable customer service, you’re not alone. Our licensed specialists are standing by to provide the support and guidance you need, helping New Hampshire contractors find the best insurance options that fit your budget and business needs.
Our Recommended Products
General Liability
General Liability
New Hampshire contractors’ general liability is the backbone of a well-structured commercial insurance package.
A New Hampshire contractor general liability policy shields your construction company from third-party bodily injury and property damage claims.
New Hampshire contractor liability insurance provides important coverage for the following:
- Business Liability
- Liability Assumed Under a Contract
- Products & Completed Operations
- Defense Costs
- Plus Additional Protection
Workers' Comp
Workers' Comp
New Hampshire contractors’ workers’ comp is no-fault insurance that benefits employees with work-related injuries or illnesses.
A New Hampshire contractor workers’ comp policy provides:
- Indemnity Benefits
- Medical Benefits
- Disability Benefits
- Death Benefits
An employer failing to comply with New Hampshire contractors’ workers’ comp mandates may be subject to fines and penalties.
Please log on to the New Hampshire Department of Labor to verify New Hampshire contractors’ workers’ compensation rules and regulations.
Surety Bonds
Surety Bonds
Various contractors may be required to post a New Hampshire contractor bond to operate legally within a city, county, or state jurisdiction.
A New Hampshire contractors’ surety bond protects contracted parties if the obligations fail to complete as agreed to in the bid.
Federal projects may require a New Hampshire contractor surety bond before bidding on a project or commencing operations.
Commercial Auto
Commercial Auto
A New Hampshire contractors’ commercial policy protects your business vehicles and trailers if damaged in an accident, stolen, or vandalized.
New Hampshire contractor commercial auto insurance can provide higher limits, hired and non-owned auto liability, no limits on the number of vehicles or drivers, and other endorsements not available on a personal auto policy.
Also known as a New Hampshire contractors’ business auto policy, New Hampshire contractors’ commercial auto insurance provides necessary coverage for:
- Bodily Injury
- Property Damage
- Comprehensive Damage
- Collision Damage
- Uninsured Motorist
- Medical Payments
Inland Marine
Inland Marine
A New Hampshire contractors’ inland marine policy will repair, replace, or reimburse lost or damaged tools, materials, products, and equipment on a job site, transported, or off-site storage.
New Hampshire contractor inland marine insurance provides installation risks and rented or leased equipment coverage.
New Hampshire contractor tools and equipment insurance will protect against such common perils:
- Wind
- Hail
- Fire
- Water
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