Contractors’ insurance protects against the financial risks present at all stages of business operations.
Construction is an inherently dangerous industry. Tools, specialized machinery, and heavy equipment usage present a serious risk of injury and property damage. Falling from elevated heights, electric shock, or being struck by objects hazards can leave workers with severe injuries or ongoing health issues.
Safeguarding your business with a financial hedge against an unforeseen employee or third-party action has never been more critical.
All contractors wanting to do business in Oklahoma are encouraged to visit the Oklahoma Construction Industries Board to review license and insurance requirements before commencing operations.
With all construction trades written, our licensed professionals are standing by to assist Oklahoma contractors with the necessary options for an inexpensive, well-balanced commercial insurance package.
Oklahoma contractor general liability is a crucial component of a solid commercial insurance package.
Oklahoma contractors’ general liability insurance safeguards your business against the high cost of potential liabilities resulting from day-to-day operations.
An Oklahoma contractors’ general liability policy provides essential coverage for:
Oklahoma contractors’ workers’ compensation is a “no-fault” system of insurance that provides medical and indemnity benefits for employees with work-related injuries or illnesses.
Oklahoma contractors’ workers’ comp provides benefits for:
Employers failing to comply with Oklahoma contractor workers’ compensation mandates can face severe penalties and fines.
An Oklahoma contractor license bond protects clients from financial harm by guaranteeing that businesses will adhere to federal, state, and local laws and regulations.
Oklahoma contractors’ surety bonds provide a financial guarantee to one party if the other party fails to meet obligations in the contract.
Most public works projects and government organizations require an Oklahoma contractor surety bond before being allowed to bid on a project.
Oklahoma contractors’ commercial auto insurance protects your business from financial loss if a company vehicle is involved in an auto accident.
An Oklahoma contractors’ commercial auto policy provides coverage for company vehicles damaged from accidents, vandalism, or theft.
Oklahoma contractors’ commercial auto insurance covers your business vehicles if you or an insured driver are found liable for an at-fault accident.
Oklahoma contractor commercial auto insurance provides coverage limits for:
Oklahoma contractors’ tools and equipment insurance covers theft, equipment breakage, misplaced or lost items, vandalism, and leased or rented equipment damage.
Oklahoma contractors’ tool and equipment insurance will also reimburse your business for such common perils:
Oklahoma contractors’ inland marine insurance provides coverage for business tools, equipment, and material at a job site, in transit, or stored at an off-site location.
An Oklahoma contractors’ inland marine policy provides “installation” risk coverage.