A few minutes can save you up to 65% or more with
Oregon's top contractors' insurance programs –
Contractors
Insurance
Oregon
Oregon
Contractors Insurance
Stop overpaying for coverage in the Beaver State!
A few minutes can save you up to 65% or more with Oregon’s top contractors’ insurance programs –
Coverage for Oregon Contractors
Our Oregon Contractors' Insurance programs provide a protective shield for construction businesses, mitigating financial setbacks resulting from unforeseen events –
What is Oregon Contractors’ Insurance?
Oregon contractors’ insurance mitigates financial risks across all phases of business operations.
Why Do I Need It?
The construction landscape across Oregon is both rich and inherently hazardous. With the increase in construction activities, risks are on the rise. Contractors, regardless of their trade or size, face potential claims for bodily injury, property damage, or litigation arising from their products or services. From Portland to Medford, exposure to third-party or employment-related legal actions becomes inevitable upon commencing operations. Don’t wait for these incidents to occur — anticipate the unexpected with preparedness.
A robust Oregon contractors’ insurance package furnishes essential protection for your business in unforeseen circumstances.
Protect Against the Unpredictable
Oregon maintains stringent requirements for contractor licensing, surpassing those of many other states. We strongly advise individuals aspiring to enter the Oregon construction sector to consult the Oregon Construction Contractors Board to ascertain insurance prerequisites and determine whether licensure is mandatory for their operations.
Our commercial insurance programs are not only comprehensive but also highly affordable. With rates tailored to accommodate any budget, they offer peace of mind and ensure financial security for your business. Embrace uncertainty with confidence in a stress-free work environment.
Our Recommended Products
General Liability
General Liability
The Oregon contractors’ general liability policy is the foundational coverage in a commercial insurance package.
Also known as contractors’ business liability insurance, Oregon contractors’ general liability insurance protects your business from claims involving third-party bodily injuries and property damage.
Oregon contractor general liability insurance provides the needed coverage for everyday risks, including:
- Third-Party Bodily Injury Liability
- Third-party Property Damage Liability
- Products-Completed Operations
- Personal Injury (Libel, Slander, and Infringement)
- Defense costs
Workers' Comp
Workers' Comp
Oregon contractors’ workers’ compensation covers employees’ medical expenses if they are injured or become ill from work-related activities.
Oregon contractor workers’ comp insurance protects employers from financial liability for an injured employee’s medical expenses.
Oregon contractors’ workers’ comp is state regulated, enforcing its requirements and penalties at the state level.
Failure to comply with Oregon contractors’ workers’ compensation mandates can carry heavy fines and lead to severe penalties.
We urge all Oregon contractors to visit Oregon Workers’ Compensation Division to review and verify all workers’ comp regulations.
Surety Bonds
Surety Bonds
Most licensing boards, commercial customers, and government organizations require a contractor surety bond to bid or perform operations on a project.
It’s important to understand that the Oregon contractors’ surety bond is not an Oregon contractors’ insurance policy but is similar to a business line of credit.
Oregon contractors’ surety bonds protect contracted parties if the contractual obligations are not completed or fulfilled on time.
Commercial Auto
Commercial Auto
Company vehicles owned or used by your contracting business should be insured under an Oregon contractors’ commercial auto policy.
An Oregon contractor commercial auto policy provides higher liability limits, and there are typically no limits on the number of vehicles or drivers on the policy.
Oregon contractors’ commercial auto insurance provides coverage for liability and damages for a covered peril.
Inland Marine
Inland Marine
Oregon contractors’ tools and equipment insurance covers equipment at risk of damage or theft.
Oregon contractor tools and equipment insurance, also known as Oregon contractors’ inland marine insurance, protects tools and equipment at a job site, in transit, or while in storage.
Oregon contractors’ inland marine can also cover an “installation” risk.
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