A couple of minutes can save you up to 65% or more with
South Carolina’s leading contractors' insurance programs –
Contractors
Insurance
South Carolina
South Carolina
Contractors Insurance
Stop overpaying for coverage in the Palmetto State!
One simple phone call can save you up to 65% or more with South Carolina’s leading contractors’ insurance programs –
Coverage for South Carolina Contractors
With unrivaled access to the nation’s top specialty markets, our South Carolina Contractors' Insurance programs offer construction companies the essential coverage to minimize financial risk — at a low rate that won't break the bank –
What is South Carolina Contractors’ Insurance?
South Carolina contractors’ insurance is a comprehensive solution that safeguards against financial risks throughout every stage of business operations.
Why Do I Need It?
Construction is a high-risk but rewarding industry. Every South Carolina project faces certain risks regardless of type or size. Like a bad song stuck on repeat, common issues like safety hazards, labor shortages, rising material costs, and theft are constant threats. An unexpected incident can push a small company to the edge of insolvency.
Having a robust commercial insurance portfolio is not just important, it’s essential. It’s the safety net that will protect your business against unforeseen employee or third-party claims.
A robust package of commercial insurance coverages will protect against the common perils involved in daily business operations.
Protect Against the Unpredictable
Contractors, subcontractors, and specialty artisans should visit the South Carolina Labor Licensing Regulation website to verify licensing requirements before starting any project.
With fiercely competitive rates to fit any budget, our licensed experts are ready to assist South Carolina contractors. We offer affordable insurance packages tailored exclusively to your business needs.
Our Recommended Products
General Liability
General Liability
South Carolina contractors’ general liability is the bedrock of a robust business insurance package.
South Carolina contractors’ general liability insurance protects construction businesses from third-person injury and property damage claims caused by day-to-day operations or products.
A South Carolina contractor liability insurance policy is essential coverage for:
- Liability Resulting from Bodily Injury
- Liability Resulting from Property Damage
- Liability Assumed Under a Contract
- Products-Completed Operations
- Defense Expenses
- More Coverage Options
Workers' Comp
Workers' Comp
South Carolina contractors’ workers’ compensation is a benefits program for employees with injuries or illnesses due to a compensable work-related claim covered by the law.
South Carolina contractors’ workers’ compensation provides three types of benefits for work-related injuries:
- Medical
- Lost Wages
- Permanent Disability
For specific employer insurance requirements, please visit the SC Workers’ Compensation Commission to review South Carolina contractors’ workers’ comp rules and regulations.
Surety Bonds
Surety Bonds
A South Carolina contractor bond is a financial guarantee for a city, county, or state licensing authority that the principal will abide by the terms of the issued license.
South Carolina contractors’ surety bonds protect the consumer and the state while doing business with a licensed contractor.
Most projects and government organizations (public works) may require a South Carolina contractors’ surety bond to bid on a project.
Commercial Auto
Commercial Auto
A South Carolina contractors’ business auto policy protects your company vehicles if a listed (insured) driver is liable for an at-fault accident or other damages caused by an accident, theft, or vandalism.
South Carolina contractors’ commercial auto insurance can provide coverage for higher limits, hired and non-owned auto liability, no limits on the number of vehicles or drivers, and other forms or situations not available on a standard personal auto policy.
South Carolina contractors’ commercial auto insurance provides:
- Bodily Injury Liability Coverage
- Property Damage Liability Coverage
- Comprehensive Physical Damage Coverage
- Collision Damage Coverage
- Medical Payments
- Combined Single Limits (CSL)
- And More
Inland Marine
Inland Marine
South Carolina contractors’ inland marine insurance, AKA a South Carolina contractors’ tool and equipment policy, provides all-risk property coverage for tools, equipment, material, or product located at a job site, while in transit, or stored at an off-site location.
South Carolina contractor inland marine insurance will reimburse business owners for such perils:
- Theft
- Wind
- Hail
- Fire
- Water
A South Carolina contractors’ inland marine policy provides specialty coverage for “installation” risks, vandalism, and damaged leased or rented equipment.
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