Texas contractors’ workers’ compensation is a “no-fault” system that will protect your employees if they are injured or become ill from a job-related incident.

A Texas contractors’ workers’ comp policy provides injured employees with benefits that pay medical expenses, lost wages, and death and burial expenses.

Texas contractors’ workers’ compensation insurance protects employers from financial liability incurred by medical and legal expenses if sued by an injured employee.

Unlike a Texas contractors’ insurance policy, Texas contractors’ surety bonds are similar to a line of credit that protects a contracted party if the bid obligations are incomplete.

Many large construction projects require a Texas contractor surety bond before being allowed to bid or start work on a project.

Texas contractors’ commercial auto insurance protects your company vehicles damaged from accidents, vandalism, or theft.

Texas contractors’ commercial auto insurance covers your business vehicles if you or an insured driver are liable for an at-fault accident.

The Texas contractors’ commercial auto policy provides coverage for bodily injury and property damage expenses if a business vehicle is involved in an accident.

Texas contractors’ tool and equipment insurance will reimburse your business for such common perils:

• Theft
• Fire
• Wind
• Hail
• Water damage

Texas contractors’ inland marine insurance provides coverage for business tools, equipment, and material at a job site, in transit, or stored at an off-site location.

A Texas contractors’ inland marine policy provides “installation” risk coverage.