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Texas's highest-rated contractors' insurance programs –

Contractors
Insurance

Texas

Texas

Contractors Insurance

Stop overpaying for coverage in the Lone Star State!
Just a few minutes can save you up to 65% or more with Texas’s highest-rated contractors’ insurance programs –

Coverage for Texas Contractors

As the leading source for affordable Contractors' Insurance in Texas, our construction specialty programs provide the highest-rated protection with discounts automatically applied for maximum savings –

What is Texas Contractors’ Insurance?

Texas contractors’ insurance shields you from the financial risks present at every stage of business operations. It helps contractors recover from unforeseen property damage or legal claims, ensuring their long-term business continuity.

Why Do I Need It?

From Amarillo to Brownsville, El Paso to Houston, the Texas construction industry thrives, but it’s not without its hazards. Whether it’s employee injuries or property damage claims, operating safely in this field is crucial yet challenging, which is why safeguarding your business with a formidable contractor insurance program is more important than ever.

Protect Against the Unpredictable

Before kicking off business operations, it’s crucial for Texas builders and artisans of all trades to visit the Texas Department of Licensing and Regulation to learn about the necessary licenses and insurance requirements. This knowledge empowers you to be fully prepared for any situation.

Protecting your business doesn’t have to break the bank. Our dedicated team of experts is here to provide you with the support by phone, email or chat, and provide the guidance you need to build a cost-effective, comprehensive insurance portfolio tailored to your needs.

Our Recommended Products

General Liability


Texas contractors’ general liability is an integral component of a robust insurance package.

A Texas contractors’ general liability policy shields your business from financial loss resulting from incidents such as third-party bodily injury and property damage lawsuits.

Texas contractors’ general liability insurance provides essential coverage for:

  • Business Bodily Injury & Property Damage Liability
  • Contractual Liability
  • Products-Completed Operations Liability
  • Defense Costs

Workers' Comp


Texas contractors’ workers’ compensation is a “no-fault” system that will protect your employees if they are injured or become ill from a job-related incident.

A Texas contractors’ workers’ comp policy provides injured employees with benefits that pay medical expenses, lost wages, and death and burial expenses.

Texas contractors’ workers’ compensation insurance protects employers from financial liability incurred by medical and legal expenses if sued by an injured employee.

Surety Bonds


Unlike a Texas contractors’ insurance policy, Texas contractors’ surety bonds are similar to a line of credit that protects a contracted party if the bid obligations are incomplete.

Many large construction projects require a Texas contractor surety bond before being allowed to bid or start work on a project.

Commercial Auto


Texas contractors’ commercial auto insurance protects your company vehicles damaged from accidents, vandalism, or theft.

Texas contractors’ commercial auto insurance covers your business vehicles if you or an insured driver are liable for an at-fault accident.

The Texas contractors’ commercial auto policy provides coverage for bodily injury and property damage expenses if a business vehicle is involved in an accident.

Inland Marine


Texas contractors’ tool and equipment insurance will reimburse your business for such common perils:

  • Theft
  • Fire
  • Wind
  • Hail
  • Water damage

Texas contractors’ inland marine insurance provides coverage for business tools, equipment, and material at a job site, in transit, or stored at an off-site location.

A Texas contractors’ inland marine policy provides “installation” risk coverage.

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