A few minutes can save you up to 65% or more with
Utah's best contractors' insurance programs –
Contractors
Insurance
Utah
Utah
Contractors Insurance
Stop overpaying for coverage in the Beehive State!
A few minutes can save you up to 65% or more with Utah’s best contractors’ insurance programs –
Coverage for Utah Contractors
Our Utah Contractors' Insurance programs deliver fiercely competitive rates by automatically applying discounts for maximum savings, ensuring affordable protection against unexpected business claims –
What is Utah Contractors’ Insurance?
Utah contractors’ insurance acts as a safeguard against financial risks encountered at all stages of business operations.
Why Do I Need It?
From Logan to St. George, in Utah’s construction industry, hazards are a constant presence. From working at heights to excavating below grade, the risks are numerous. Falls, object collisions, electrocutions, or equipment mishaps are all too common. This is why a comprehensive insurance package is not just a luxury but a necessity to protect against employee injuries or third-party property damage. With this vital coverage, you can rest easy, knowing that your business is secure and protected.
You can proactively mitigate these risks by shielding your business with a financial safety net through an affordable, highly-rated Utah contractors’ insurance portfolio.
Protect Against the Unpredictable
Utah’s construction industry is governed by stringent licensing regulations and mechanics lien laws. Compliance with these laws is not optional, but mandatory. Failure to comply may result in severe penalties and fines imposed by state regulators.
We urge all contractors intending to operate in Utah to verify licensing and insurance requirements with the Utah Division of Occupational and Professional Licensing.
Utah builders and artisans of all trades and sizes can benefit from low premiums that align with any business budget. Our insurance experts stand ready to assist Utah contractors in selecting the necessary options to protect their businesses from unforeseen third-party actions.
Our Recommended Products
General Liability
General Liability
Utah contractors’ general liability insurance forms the basis for a well-balanced commercial insurance portfolio.
Utah contractor general liability insurance protects your company against third-party bodily injury and property damage claims.
A Utah contractors’ general liability policy protects against:
- Business Liability
- Contractual Liability
- Products-Completed Operations
- Defense Costs
Workers' Comp
Workers' Comp
Utah contractors’ workers’ compensation insurance is a “no-fault” policy, where company employees are entitled to benefits for workplace injuries or illnesses, regardless of who caused the accident.
Utah contractor workers’ comp insurance protects business owners from the financial liability of injured employees’ medical costs.
Non-compliance with Utah contractors’ workers’ compensation regulations can result in hefty fines and severe penalties.
We urge all Utah contractors to visit the Utah DOPL website to verify all workers’ comp regulations.
Surety Bonds
Surety Bonds
The Utah Division of Occupational & Professional Licensing requires a Utah contractor license bond to provide a financial guarantee for the licensing office.
Most project owners and government organizations require a Utah contractors’ surety bond to bid or perform operations on a construction project.
A Utah contractors’ surety bond protects contracted parties if the obligations are not complete as agreed to in the bid.
We urge Utah contractors to visit the Utah DOPL website to verify the Utah contractor surety bond regulations required to comply with state mandates.
Commercial Auto
Commercial Auto
Utah contractors’ commercial auto insurance safeguards your company vehicles if you or an insured driver are liable for an at-fault accident.
Utah contractors’ commercial auto insurance provides coverage for your business vehicles and trailers when they or damaged in an accident, stolen, or vandalized.
A Utah contractor commercial auto policy can provide higher limits, hired and non-owned auto liability, no limits on the number of vehicles or drivers, and other endorsements not available on a personal auto policy.
Inland Marine
Inland Marine
Utah contractors’ inland marine insurance provides broad coverage for business property, such as products, tools, and equipment, while in transit over land or stored at an off-site location.
Also known as a Utah contractors’ inland marine policy or Utah contractors’ tool and equipment insurance, the contractor’ inland marine policy will reimburse your business for such common perils:
- Theft
- Fire
- Wind
- Hail
- Water damage
A Utah contractors’ inland marine policy provides “installation” risk coverage.
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