A few minutes can save you up to 65% or more with the
top contractors' insurance programs in Washington D.C. –
Contractors
Insurance
Washington D.C.
Washington D.C.
Contractors Insurance
Stop overpaying for coverage in Our Nation’s Capital!
A few minutes can save you up to 65% or more with the top contractors’ insurance programs in Washington D.C. –
Coverage for Washington D.C. Contractors
Neither too big nor too small, our Washington D.C. Contractors' Insurance programs provide a 24-hour shield of protection for builders, subcontractors, and specialists of all trades and sizes –
What is Washington D.C. Contractors’ Insurance?
Washington D.C. contractors’ insurance is a comprehensive protection plan designed to safeguard your business from financial risks at all stages of operations.
Why Do I Need It?
The construction industry is one of the most hazardous occupations in the country, and Washington, D.C., is no exception. Safety hazards, equipment malfunctions, working at elevated heights, and exposure to harmful chemicals all present risks of injury or property damage to employees and third parties.
A robust Washington D.C. contractors’ insurance package will safeguard your business from financial liability due to unexpected incidents.
Protect Against the Unpredictable
All contractors, subcontractors, and tradesmen should visit their local jurisdiction to verify licensing prerequisites before starting business operations.
With rates that are designed to fit any budget, our insurance experts are on standby to assist Washington D.C. contractors in securing the necessary coverages to protect against workplace injuries or business claims.
Our Recommended Products
General Liability
General Liability
Washington D.C. contractors’ general liability is a foundational component of a well-structured insurance portfolio.
Washington D.C. contractor liability insurance provides essential coverage for:
- Bodily Injury
- Property Damage
- Products and Completed Operations
- Personal and Advertising Injury
- Medical Payments
- And Much More
Washington D.C. contractors’ general liability insurance protects against third-party property damage, bodily injury, and personal and advertising injury claims.
Workers' Comp
Workers' Comp
Washington D.C. contractors’ workers’ compensation is a no-fault insurance program that benefits workers who get injured on the job.
A Washington D.C. contractors’ workers’ comp policy may provide benefits for:
- Medical Treatment
- Loss of Income
- Disability
- Vocational Rehabilitation Services
- Fatality Benefits
Employers that fail to secure Washington D.C. contractor workers’ compensation coverage may be subject to penalties and fines.
Surety Bonds
Surety Bonds
Not to be confused with contractors’ insurance, a Washington D.C. contractor surety bond represents a guarantee to pay, similar to a line of credit that protects a contracted party if the bid obligations are incomplete.
Various government agencies may require a Washington D.C. contractors’ surety bond to bid and begin work on a project.
Commercial Auto
Commercial Auto
A Washington D.C. contractors’ commercial auto policy protects business vehicles involved in an accident, stolen, vandalized, or other covered peril.
Washington D.C. contractor business auto insurance covers your company vehicles when an insured driver is found liable for an at-fault accident.
A Washington D.C. contractors’ commercial auto policy provides essential coverage for:
- CSL (Combined Single Limits)
- Bodily Injury & Property Damage
- Comprehensive & Collision Damage
- Uninsured & Underinsured Motorists
- Hired & Non-Owned Vehicles
- Medical Payments
- And Much More
Inland Marine
Inland Marine
Washington D.C. contractors’ tool and equipment insurance — also known as Washington D.C. contractors’ inland marine coverage — will reimburse business owners if their insured assets are damaged or stolen from a job site or while in storage or transit.
Four main types of property covered under a Washington D.C. contractors’ inland marine policy are:
- Property Transported (Cargo)
- Contractor’s Equipment (Hand Tools)
- Computer Equipment and Data
- Buildings under Course of Construction (Builders’ Risk)
Washington D.C. contractor inland marine insurance protects against such common perils:
- Wind
- Hail
- Fire
- Water
GET A FREE QUOTE NOW
