Washington D.C. contractors’ workers’ compensation is a no-fault insurance program that benefits workers who get injured on the job.

A Washington D.C. contractors’ workers’ comp policy may provide benefits for:

• Medical Treatment
• Loss of Income
• Disability
• Vocational Rehabilitation Services
• Fatality Benefits

Employers that fail to secure Washington D.C. contractor workers’ compensation coverage may be subject to penalties and fines.

Not to be confused with contractors’ insurance, a Washington D.C. contractor surety bond represents a guarantee to pay, similar to a line of credit that protects a contracted party if the bid obligations are incomplete.

Various government agencies may require a Washington D.C. contractors’ surety bond to bid and begin work on a project.

A Washington D.C. contractors’ commercial auto policy protects business vehicles involved in an accident, stolen, vandalized, or other covered peril.

Washington D.C. contractor business auto insurance covers your company vehicles when an insured driver is found liable for an at-fault accident.

A Washington D.C. contractors’ commercial auto policy provides essential coverage for:

• CSL (Combined Single Limits)
• Bodily Injury & Property Damage
• Comprehensive & Collision Damage
• Uninsured & Underinsured Motorists
• Hired & Non-Owned Vehicles
• Medical Payments
• And Much More

Washington D.C. contractors’ tool and equipment insurance — also known as Washington D.C. contractors’ inland marine coverage — will reimburse business owners if their insured assets are damaged or stolen from a job site or while in storage or transit.

Four main types of property covered under a Washington D.C. contractors’ inland marine policy are:

• Property Transported (Cargo)
• Contractor’s Equipment (Hand Tools)
• Computer Equipment and Data
• Buildings under Course of Construction (Builders’ Risk)

Washington D.C. contractor inland marine insurance protects against such common perils:

• Wind
• Hail
• Fire
• Water