Wisconsin Contractors Insurance

As Wisconsin's one-stop shop for contractors' insurance, our commercial specialty programs provide the essential coverage needed against unforeseen business claims -

Why do I need Contractors Insurance?

Contractors’ insurance protects against the financial risks present at all stages of business operations.

Wisconsin construction projects are among the nation’s most dangerous workplaces. Bodily injury and property damage are common risks that contractors must face daily, where, if unprotected — a simple mishap can spell disaster for a small business owner.

A Wisconsin contractors’ insurance policy is the standard form of protection that will assume the specified risk for a premium and fees to mitigate the financial losses incurred by business claims.

Protect Your Business from the Unpredictable

All contractors, subcontractors, and tradesmen are encouraged to visit the State of Wisconsin Department of Safety and Professional Services to verify licensing prerequisites before commencing operations.

With service you can depend on, our licensed pros are on standby to assist Wisconsin contractors with the necessary steps in obtaining a formidable contractors’ insurance package that best fits your business needs and budget.

Our Recommended Products

General Liability


Wisconsin contractors’ general liability is the bedrock of a well-structured commercial insurance portfolio.

A Wisconsin contractor general liability policy protects businesses from third-party injury and property damage claims.

Wisconsin contractors’ business liability insurance places a financial hedge around your business to protect against:

  • Contractual Liability
  • Business Liability
  • Products & Completed Operations
  • Defense Fees
  • And Much More

Workers' Comp


Wisconsin contractors’ worker’s compensation is a no-fault system that provides wage replacement and medical benefits to employees for accidental injuries or diseases related to the employee’s work.

Wisconsin contractor workers’ comp insurance provides:

  • Medical Costs
  • Disability Benefits
  • Vocational Rehabilitation
  • Death Benefits

An uninsured employer may be subject to severe state-imposed fines and penalties.

Please log on to the Wisconsin Department of Workforce Development website to verify Wisconsin contractors’ workers’ comp insurance rules and regulations.

Surety Bonds


Wisconsin contractors’ surety bonds protect consumers by ensuring the contractor (principal) will abide by the terms outlined in the awarded contract.

Various residential and commercial project owners require a Wisconsin contractor surety bond before bidding on a construction project.

Unlike a contractors’ insurance policy, a Wisconsin contractors’ surety bond is similar to a business line of credit.

Commercial Auto


A Wisconsin contractors’ business auto policy protects company vehicles involved in an accident, stolen, vandalized, or other covered peril.

Wisconsin contractor commercial auto insurance covers your business vehicles when an insured driver is found liable for an at-fault accident.

A Wisconsin contractor commercial auto policy provides essential coverage for:

  • Combined Single Limits (CSL)
  • Bodily Injury & Property Damage
  • Comprehensive & Collision Damage
  • Uninsured & Underinsured Motorists
  • Hired & Non-Owned Vehicles
  • Medical Payments
  • And Much More

Inland Marine


A Wisconsin contractor tool and equipment policy will reimburse businesses for tools, equipment, and mobile machinery damaged or stolen at a job site, in transit, or while in off-site storage.

Wisconsin contractors’ inland marine insurance provides broad property coverage against such common perils:

  • Theft
  • Fire
  • Wind
  • Hail
  • Water Damage

A Wisconsin contractors’ inland marine policy will provide “installation” and “builders risk” coverage.

GET A FREE QUOTE NOW