Contractors’ insurance protects against the financial risks present at all stages of business operations.
In the construction industry, operating a safe work environment surrounded by unpredictable risk has been an issue that has plagued contractors since the beginning of time. Elevated heights and below-grade hazards are among the leading cause of workplace injury to construction workers. Furthermore, specialized machinery and heavy equipment usage present the ongoing risk for third-party property damage.
Just as employee training is critical for workplace safety, establishing a financial hedge around your business with a contractors’ insurance policy is equally vital to protect against unforeseen third-party action.
We encourage Wyoming contractors to visit your local jurisdiction to review licensing and insurance requirements before commencing operations.
With low premiums suited for any budget, our specialists are on standby to assist Wyoming contractors in taking the necessary steps for customizing an affordable, well-balanced contractors’ insurance package.
Wyoming contractors’ general liability is an integral component of a solid commercial insurance package.
A Wyoming contractors’ general liability policy shields your company assets in the event of a loss resulting from a broad range of incidents, such as third-party bodily injury and property damage lawsuits.
Wyoming contractors’ general liability insurance provides essential coverage for:
Wyoming maintains specific laws regarding workers’ compensation and its coverages.
As a monopolistic, contractors’ workers’ comp must be purchased through the state-administered fund.
Please visit the Wyoming Work Force Services to review workers’ compensation regulations.
A Wyoming contractors’ surety bond is similar to a business line of credit protecting the contracted party of a bid if obligations are not complete.
A Wyoming contractor license bond is a financial guarantee for a city, county, or state licensing department.
Many large construction projects require a Wyoming contractors’ surety bond before bidding on a project.
Wyoming contractors’ commercial auto insurance covers your company vehicles if your business or an insured driver is liable for an at-fault accident.
A Wyoming contractors’ commercial auto policy covers property damage and injuries if a company vehicle is involved in an accident.
Wyoming contractor commercial auto insurance protects your business vehicles damaged from accidents, theft, or vandalism.
Wyoming contractors’ inland marine insurance provides coverage for company tools, equipment, and material at a job site, in transit, or stored at an off-site location.
A Wyoming contractors’ inland marine policy provides “installation” risk coverage.
Wyoming contractors’ tool and equipment insurance will reimburse your business for such common perils: