What is Tile Contractors’ General Liability?

Tile contractors’ general liability insurance plays a vital role in safeguarding business owners by offering essential protection in the event of incidents or accidents occurring at their work sites or locations. This insurance coverage ensures financial security by providing defense against claims arising from business operations.

Why do I need it?

Business Protection – The main purpose of general liability for ceramic and mosaic tile installers is to protect businesses against potential legal actions arising from the following:

• Liability Resulting from Unforeseen Incidents
• Liability Resulting from Contractual Agreements
• Liability Resulting from Product-Related Incidents
• Liability Resulting from Actions of Employees

Company Compliance – Before starting operations, various state licensing bureaus and project owners require a valid certificate of liability insurance for tile contractors.

Marketing Benefits – Demonstrating tile contractor liability insurance highlights accountability, grants a competitive edge, and instills client confidence by providing added assurance of protection against unforeseen incidents. This distinction elevates the chances of securing the bid over other estimates.

Property Landlords – Commercial management companies typically require tenants to provide proof of adequate tile installation business insurance when applying for a lease.

What does it Cover?

Commercial liability insurance for tile work safeguards businesses by covering legal expenses and damages, within specified limits, in the event of liability for bodily injury or property damage to a third party.

This type of contractors’ insurance shields business owners from unexpected costs associated with common incidents, including:

• Bodily Injury – Liability claims for third-party bodily injuries.
• Property Damage – Liability claims for third-party property damage.
• Products-Completed Operations – Liability claims for offsite product or service-related incidents.
• Personal-Advertising Injury – Liability claims for infringement of third-party intellectual rights or reputation.
• Medical Payments – Liability claims for third-party injuries caused by your premises or operations.

What is a Certificate of Insurance?

A certificate of insurance (COI) is an official document confirming liability insurance for tile contractors and installers. It provides essential information about the insurance coverage and limits.

What is an Additional Insured?

An additional insured refers to an individual or organization that receives coverage under a contractors’ insurance policy apart from the policyholder. It is a common endorsement found in standard general liability insurance for tile companies.

How much is it?

Calculating the premium for a tile contractor insurance quote is determined by considering factors like the scope of work, claims history, coverage area, and existing policies.

Our team of experts will gather quotes from leading wholesalers nationwide to secure the optimal coverage that aligns with your business requirements and budget.

What are my Payment Options?

Multiple payment options are available for purchasing your tile installer insurance coverage.

Full Payment Option – Pay the premium with one payment.
Direct Bill Option – Pay the monthly premium to the carrier directly.
Financing Option – Pay the monthly premium through a finance company.

What Sets Us Apart from Our Competitors?

Our licensed specialists, backed by years of experience, specialize in crafting tailored general liability policies for tile contractors. When it comes to affordable coverage that meets your specific requirements, your search ends here.