Whether you’re fixing furnaces in Spokane or installing ductwork in Tacoma, your HVAC business runs on precision, speed, and reliability. But accidents happen—and when they do, general liability insurance is your best tool for staying cool under pressure. Even better? It doesn’t have to break the bank. You need HVAC Contractor Insurance that works as hard as you do.

Why HVAC Contractors Need Affordable, Reliable Coverage

HVAC contractors deal with high voltages, tight crawlspaces, and heavy machinery—not to mention frustrated clients when the AC’s out in August. With so much at stake, one small mistake can lead to big expenses. General liability insurance keeps you protected from property damage, injuries, and legal claims—so your reputation stays as solid as your installs.

What’s Included in Your General Liability Policy

🧱 Property Damage
Accidentally scratched hardwood floors or water damage from a faulty install? You’re covered for repairs.

🧍 Bodily Injury
If someone trips over your tools or a ladder falls on a passerby, the medical costs and liability are on us—not you.

⚖️ Legal Fees & Settlements
Get protection from lawsuits, court costs, and settlements so you can focus on fixing the airflow, not fighting lawsuits.

📢 Advertising Injury
Claims over misleading ads or marketing missteps? You’re protected, even if the HVAC puns go a little too far.

🛠️ Products-Completed Operations
If a system you installed causes damage down the road, your policy still has your back.

📞 Call (866) 805-3800 to Speak With an HVAC Contractor Insurance Specialist Now

Washington Coverage for HVAC Contractors Statewide

From Seattle skyscrapers to Walla Walla wine cellars, Fairbanks Insurance Brokers provides HVAC contractors across Washington with dependable, low-cost insurance. Whether your next call is a heat pump install or a commercial duct reroute, we’ll help keep your business protected and running strong.

3 Super-Easy Ways to Get a Quote

Getting insured is easier than resetting a thermostat:

📞 Call Us – Talk to someone who knows what a BTU is.
💻 Online Form – Fill out your project details quickly from your phone or computer.
💬 Chat With Us – Live help without the hold music.

Why HVAC Contractors Trust Fairbanks Insurance Brokers

✅ HVAC-Focused Expertise – We get the trade, the tools, and the risks.
✅ Licensed Brokers Who Speak Contractor – No fluff, just the facts.
✅ Low Rates, High Value – Budget-friendly policies that don’t skimp on protection.
✅ Reliable Service, Year-Round – We’re here when you need us—peak season or not.
✅ Quick Certificates to Prove You’re Covered – Need proof for a jobsite or client? We send COIs fast, so you don’t lose time—or contracts.

Get Started in Minutes!

Looking for Affordable HVAC Contractor Insurance in Washington? Look No Further.
Call or Click Now and Start Saving in Minutes!

Fairbanks Insurance Brokers — The Nation’s Ultimate Source for Discount Contractors Insurance!